Michigan state university federal credit union phone number

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A short history of Michigan State University FCU

Since its inception in 1979 the Michigan State University Federal Credit Union has been serving its members in the EAST LANSING, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by April Clobes, the Michigan State University FCU has grown its membership to over 238,802 with assets of more than $3,649,535,197. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (517) 353-2280 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EAST LANSING, MI.

General Information For Michigan State University FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23279
Address 3777 WEST RD 
City EAST LANSING 
State Michigan 
Zip-Code 48823
Phone Number (517) 353-2280
Fax Number (517) 664-6953
Email Address: none
CEO/President April Clobes
Members 238,802 
Full-Time Employees 713 
Part-Time Employees 62 
Number of Branch Offices 18 
Total Assets 3,649,535,197 
Website http://www.msufcu.org 

Compare Michigan State University Federal Credit Union To Other Local Credit Unions


Credit Union Name

Branch Name

Address

Zip Code

Phone Number

ATM Access

Distance (Miles)

Gabriels Community CU Main Branch-E. Michigan Ave 1901 E Michigan Ave 48912 (517) 484-0601 No 4.77
Lansing Postal Community CU Lansing Postal Community CU 4600 Collins Rd 48909 (517) 337-0401 No 6.09
Consumers Professional CU CPCU Eaton Rapids 1515 S Main St 48827 (517) 663-8176 No 6.24
Lake Trust CU Okemos 1821 Newman Rd 48864 (888) 267-7343 No 6.32
Case CU LCC 422 N Washington Sq 48909 (517) 393-7710 No 7.17

Michigan State University Federal Credit Union Financial Performance Charts


Performance Charts

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Michigan state university federal credit union phone number

Financial Data


Michigan State University Federal Credit Union Lowest Loan Rates With State and USA Rankings


Michigan State University Federal Credit Union Highest Deposit Rates With State and USA Rankings

Michigan State University Federal Credit Union Loans and Leases

Unsecured Credit Card Loans 8.900 80,759 285,643,639
All Other Unsecured Loans/Lines of Credit 8.950 19,804 115,318,424
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000 105 48,619
Non-Federally Guaranteed Student Loans 0.000 0 0
New Vehicle Loans 2.990 6,231 131,339,761
Used Vehicle Loans 2.740 41,755 487,692,093
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130 9,020 1,142,218,789
Total Other Real Estate Loans/Lines of Credit 4.000 4,679 143,982,941
Leases Receivable 2.590 7,194 225,826,985
Total All Other Loans/Lines of Credit 4.990 9,858 162,579,975
TOTAL LOANS & LEASES 179,405 2,694,651,226

Michigan State University Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

Fixed Rate
    a. > 15 years 6,239 809,023,990 601 96,290,829
    b. 15 Years or less 2,372 217,377,532 185 25,406,187
Balloon/Hybrid
    a. > 15 years 66 43,873,741 6 6,234,250
    b. 15 Years or less 342 71,763,526 26 6,091,158
Other Fixed Rate 0 0 0 0
Adjustable Rate 1 yr or less 1 180,000 0 0
Adjustable Rate > 1 yr 0 0 0 0

OTHER REAL ESTATE

Closed-End Fixed Rate 1,388 50,670,395 473 19,063,884
Closed-End Adjustable Rate 24 565,885 0 0
Open-End Adjustable Rate 3,267 92,746,661 2,205 29,837,232
Open-End Fixed Rate 0 0 0 0
TOTALS 13,699 1,286,201,730 3,496 182,923,540

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 0 0 0
Interest Only & Payment Option Other RE/LOC Loans 768 30,042,604 3,287,032
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0 0 0 0
    b. Proprietary Reverse Mortgage Products 0 0 0 0

Michigan State University Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes

Does MSU Federal Credit Union use Zelle?

While we do not partner directly with Zelle, MSUFCU members are able to connect their account to Zelle using their Visa Debit Card and are able to send and accept transfers! 2:44 PM · Feb 13, 2022 ·Hootsuite Inc.

Does Msufcu have a grace period?

FINANCE CHARGES will be imposed from the date of disbursement. There is no grace period.

What does Msufcu stand for?

Michigan State University Federal Credit Union (MSUFCU), headquartered in East Lansing, Michigan, is the largest university-based credit union in the world and is federally chartered and regulated under the National Credit Union Administration (NCUA).

What is an Imma account?

Watch your money grow in an Insured Money Market Account (IMMA). With this tiered IMMA you will enjoy a variable rate structure coupled with the flexibility of a checking account. Your funds are federally insured up to $250,000 by the National Credit Union Administration.