Download Article Show Download Article Stopping a credit card payment may be necessary for several reasons. At times, a pre-arranged payment must be delayed when a paycheck does not arrive on time, or some sudden financial emergency means delaying that payment for a short period of time. Other times, a purchase may have been made for a damaged or defective product, and you may want to withhold or reverse the payment. Fortunately, there are a couple of different ways to go about stopping the credit card payment from being processed, provided that the card provider is notified within a reasonable period of time.
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Advertisement ReferencesAbout This ArticleArticle SummaryX To cancel a credit card payment, start by reaching out to the seller to see if you can work with them to resolve the issue. If the seller is unwilling or unable to cancel the payment, contact your credit card company and explain the situation to them. Then, wait for your credit card company to reach out to the merchant and make a decision. If they side with you, you should receive a credit for the disputed amount in your account. To learn how to cancel a recurring credit card payment, scroll down! Did this summary help you? Thanks to all authors for creating a page that has been read 466,261 times. Did this article help you?Can you cancel a credit card payment that already went through?You can tell the card issuer by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to. If you ask to stop a payment, the card issuer should investigate each case on its own merit.
How long after a credit card purchase can you cancel it?Pay Off Your Balance in Full
Most banks and credit card companies have a grace period of at least 30 days where you can cancel the card and still get the annual fee refunded.
Can I call my credit card company to cancel a transaction?Disputing a credit card charge
Fraudulent charges on your bill can be disputed by calling your credit card issuer or filing a dispute online. This is typically a quick process where the issuer will cancel the credit card in question and issue a new one.
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