United world life insurance customer service phone number

Company Details

  UNITED WORLD LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

72850


Phone Number:

402-342-7600


Company Address:

3300 MUTUAL OF OMAHA PLAZA 
OMAHA, NE  68175

Description:

Life and Health


License Number:

A421605


Date Admitted:

1970-07-28


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Accident & Health 0.00% $1,998,809 $2,018,635 $1,572,789 $1,609,003 79.71 %
2021 Total Individual Accident & Health 0.01% $1,998,809 $2,018,635 $1,572,789 $1,609,003 79.71 %
2021 Individual Medicare Supplement 0.07% $1,998,809 $2,018,635 $1,572,789 $1,609,003 79.71 %
2020 Total Accident & Health 0.00% $2,166,058 $2,172,784 $1,408,145 $1,389,776 63.96 %
2020 Total Individual Accident & Health 0.01% $2,166,058 $2,172,784 $1,408,145 $1,389,776 63.96 %
2020 Individual Medicare Supplement 0.07% $2,166,058 $2,172,784 $1,408,145 $1,389,776 63.96 %
2020 Total Life 0.00% $17,671 $0 $26,125 $0 N/A
2020 Total Individual Life 0.00% $17,671 $0 $26,125 $0 N/A
2020 Individual Whole Life 0.00% $312 $0 $0 $0 N/A
2020 Individual Term Life 0.00% $17,359 $0 $26,125 $0 N/A
2019 Total Accident & Health 0.00% $2,095,223 $2,104,301 $1,745,497 $1,725,083 81.98 %
2019 Total Individual Accident & Health 0.01% $2,095,223 $2,104,301 $1,745,497 $1,725,083 81.98 %
2019 Individual Medicare Supplement 0.07% $2,095,223 $2,104,301 $1,745,497 $1,725,083 81.98 %
2019 Total Life 0.00% $18,422 $0 $33,616 $0 N/A
2019 Total Individual Life 0.00% $18,422 $0 $33,616 $0 N/A
2019 Individual Whole Life 0.00% $312 $0 $4,000 $0 N/A
2019 Individual Term Life 0.00% $18,110 $0 $29,616 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

YearLineMarket ShareNumber of ComplaintsComplaint Index
2021 Health 0.02% 0 0
2021 Life and Annuities 0.00% 0 0
2021 Medicare Supplement Insurance 0.26% 0 0
2020 Life and Annuities 0.00% 0 0
2020 Medicare Supplement Insurance 0.27% 0 0
2020 Health 0.02% 0 0
2019 Health 0.02% 0 0
2019 Life and Annuities 0.00% 0 0
2019 Medicare Supplement Insurance 0.27% 0 0


Company Changes

No recent changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.

United World Life Medicare Supplement 

You many not be familiar with the United World Life Insurance Company, but you should. They are part of one of the most successful Medigap insurance companies: Mutual of Omaha.

United World Life’s Medicare Supplement plans are one of the most popular products they sell because of their excellent service and financial stability.

United world life insurance customer service phone number

About united world life insurance

Founded in 1983, United World Life Insurance Company is a subsidiary of Mutual of Omaha. United World Life is independent in their operations, but has the financial backing of their parent company. United World Life offers several types of insurance products to their senior market which includes Medicare Supplements, also known as Medigap.

Company Contact Information

United World Life medical claims address:

3300 Mutual of Omaha Plaza
Omaha, Nebraska 68175

Website

United World Life Insurance Company provider phone number

United World Life Insurance Company Medicare supplement phone number:

1-800-775-1000

Financial Ratings & Strength

United World Life has received excellent marks from all of the major rating organizations as it shares the financial ratings of its parent company, Mutual of Omaha.

United World Life insurance ratings:

  • A.M. Best: A+
  • Standard & Poor’s: A+
  • Moody’s: A1
  • Better Business Bureau: A+

United World Life Medicare Supplement Reviews

United World Life gets high marks as one of the best Medicare Supplement companies in the nation. A United World Life Medicare Supplement policy provides you with the following highlights:

  • A 12-month locked in rate
  • A 30-day “free look period”
  • Guaranteed renewable coverage
  • National coverage
  • Most Medigap plans have some foreign travel coverage

What are the advantages with buying United World Life Medicare plans?

  • Household discount is available (depends on location)
  • Simple no-hassle e-application
  • Superb customer service
  • Excellent claims support
  • Policies issued quickly 

How much do United World Life medicare supplement plans cost?

Premiums for United World Life Medicare supplement plans can vary significantly. Factors such as your age, location, gender, tobacco use and health can alter rates significantly. The best way to compare accurate rates of the most popular Medicare Supplements plans (F, G, and N) is to request a custom quote. Get started by clicking on "GET QUOTES" on this page.

United World Life Medicare Supplement Plans

Let’s begin with a brief overview of some of the Medicare Supplement plans available from United World Life:

United World Life Medicare Supplement Plan F

United World Life Medicare Supplement Plan F  is the most comprehensive Medigap insurance plan available. Medigap Plan F covers all of your copayments and coinsurance for your Part A and Part B. You’ll also be covered for all of your cost-sharing for blood, excess charges, skilled nursing, as well as hospice. Also, Plan F will provide you coverage of up to $50,000 of foreign travel emergency care. The chart below provides an overview of Plan F.

Medigap Plan F Details

Medicare Supplement Benefits Plan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

United World Life Medicare Supplement Plan g

United World Life Medicare Supplement Plan G provides most of the same exact coverage as Medigap Plan F so it’s still an extremely comprehensive coverage plan. Plan G is typically less expensive compared to Plan F. The difference? Plan F pays the Part B deductible when you pay your premium.

With Plan G, there is no coverage for the Part B deductible — you’re responsible for paying it. To put it another way, you save money with Plan G simply by paying the Part B deductible when you get care vs paying it into the plan.

Medigap Plan G Details

Medicare Supplement Benefits Plan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

United World Life Medicare Supplement Plan N

United World Life Medicare Supplement Plan N provides shoppers a good balance with the amount of coverage you receive for the price you pay. You will pay your Part B deductible and the Part B excess charges on your own. Medigap Plan N also requires you to pay up to $20 per doctor visit and up to $50 for an emergency room visit. 

It’s important to focus on “up to” as that is the maximum copay and it’s possible it could be less. Plan N includes foreign travel emergency benefits.

How to enroll in a United World Life Medicare Supplement?

Are you interested in a Medigap Plan with United World Life Insurance Company? REMEDIGAP is here to help you understand all of your options. We’re a licensed and independent broker who can show you what Medicare Supplement plans are available in your state. You’ll be able to compare plans and see if United World Life or another carrier like Western United Life, Cigna, Manhattan Life or GPM provides you the best value.

Get Quotes

Simply visit our our Medigap quote page by clicking the button “GET QUOTES” located at the top of the page. You can also call us at (888) 411-1329. Don’t delay, you’ll have someone in your corner today!

Is United World Life insurance the same as Mutual of Omaha?

Founded in 1983, United World Life Insurance Company is a subsidiary of Mutual of Omaha. United World Life is independent in their operations, but has the financial backing of their parent company.

What kind of insurance is United World Life?

United World Life Insurance sells life and accident insurance policies. They also offer Medicare Supplement Insurance plans. Medicare Supplement Insurance is also known as “Medigap” and is sold by private insurance companies like United World Life.

Is United World health part of Mutual of Omaha?

No, Mutual of Omaha and UnitedHealthcare are separate companies.

Can I cash out my Mutual of Omaha life insurance?

Policies can be cashed out at any time – meaning it isn't only payable in the event of death. So, it's not only an insurance option to protect your loved ones, but it can be used for long-term savings or retirement. Any policy withdrawals, loans and loan interest will reduce policy values and benefits.