Pnc bank credit card payment phone number

Chip Lupo, Credit Card Writer

@CLoop 05/19/22 This answer was first published on 05/19/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

The PNC Bank credit card payment address is:

PNC Bank
PO Box 71335
Philadelphia, PA 19176-1335​

When paying PNC Bank credit card bills by mail, be sure to submit either a check or money order for the payment amount. PNC Bank does not accept cash.

Tips for Mailing PNC Bank Credit Card Payments

  • Include your credit card number on your payment to avoid processing delays.
  • Allow enough time for PNC Bank to receive your payment on or before the due date, or it will be considered late.

Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the PNC Bank mobile app, or by calling customer service at 1-800-239-5175. PNC Bank also allows in-person payments at local PNC Bank branches. Refer to your card’s terms and conditions or cardmember agreement for any additional locations that accept in-person payments.

Answer Question

People also ask

How long does it take for a credit card payment to post?

It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.read full answer

In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.

To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.

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How does credit card autopay work?

Credit card autopay is a feature offered by most credit card issuers that withdraws money from your bank account to pay your credit card bill every month. You can use a credit card’s autopay function to schedule payments for a specific day each month, and you can choose to pay the read full answerminimum amount due, the full statement balance, or a custom amount.

Payments made with autopay will be funded from whichever payment account you have entered to pay your credit card. Usually, your bank account and routing numbers will be required to make an automatic payment.

Key Things to Know About Credit Card Autopay

How to set up autopay

You’ll typically be able to set up your credit card autopay feature wherever you make online credit card payments. Simply log in with your credentials, navigate to the payment section, and look for “autopay” or “set up automatic payments.” If your card issuer has a mobile app, you should be able to set up automatic payments on the app, as well. Plus, you can typically enroll in autopay by calling the number on the back of your card.

Autopay options

When you set up autopay, there are usually three options available: pay the minimum payment, pay the full balance, or pay a fixed amount. By choosing to pay the minimum amount due, you will avoid late fees and potential credit score damage. Minimum payments vary, but most issuers charge either a flat rate or a percentage of your total balance, whichever is higher.

Choosing to pay the full balance each month is usually the best option because you can avoid interest charges and accumulating debt. Alternatively, you can choose to pay a custom amount above the minimum but below the full balance due.

Benefits of autopay

Autopay helps you pay your credit card bills on time by removing forgetfulness from the equation. As a result, you can avoid costly late fees and fill your credit report with positive information, boosting your credit score. Plus, if you choose to pay your full statement balance automatically, you’ll avoid interest charges on purchases.

What to watch out for

There are a few things to keep in mind when enrolling in autopay. For instance, if your account doesn’t have enough funds for the automatic payment, you will either overdraft your bank account or miss a credit card payment. To avoid this situation, make sure you have enough money in the payment account to fund your payment every month.

Also, if your automatic payment goes through before you review your statement, you could unknowingly pay for a fraudulent charge or an error. So, make sure to check your transactions regularly.

How to Set Up Autopay with Major Credit Card Companies

Issuer

Online

Mobile App

Phone

American Express

Yes

Yes

Yes, at (800) 528-4800

Bank of America

Yes

Yes

No

Barclays

Yes

Yes

Yes, at (888) 232-0780

Capital One

Yes

Yes

Yes, by calling the number on the back of your card

Chase

Yes

Yes

No

Citibank

Yes

Yes

Yes, by calling the number on the back of your card

Synchrony Bank

Yes

Yes

Yes, by calling the number on the back of your card

USAA

Yes

Yes

No

U.S. Bank

Yes

Yes

Yes, at (800) 987-7237

Wells Fargo

Yes

Yes

Yes, at (800) 869-3557

When setting up autopay, it is important to keep track of your credit score and the information on your credit report. So, make sure you sign up for free credit monitoring.

Ultimately, if you worry about fraudulent charges on your credit report, keep in mind that you will be covered by a $0 liability guarantee. This feature is offered by all major credit card issuers. You just have to point out any suspicious charges the credit card company doesn’t flag on its own within a reasonable amount of time.

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Can you pay a credit card with a credit card?

It is possible to pay a credit card with a credit card by doing a balance transfer or a cash advance, for example, but you cannot make a credit card the regular payment method for another credit card account. Accepted payment methods for monthly credit card bills generally include bank transfers, checks, and money orders.read full answer

You cannot consistently pay a credit card’s bill with another credit card for several reasons. For one thing, credit card companies won’t let you. Credit card transactions are also more expensive to process than bank transfers, which means accepting credit card payments would eat into credit card companies’ profit margins. Besides, if you could pay credit card bills with credit cards, it could be possible to keep shifting debt around without ever actually paying it. But with some maneuvering, there are ways to make a one-off transaction work.

4 ways you can pay a credit card with another credit card:

  1. Do a balance transfer: If you’re unable to pay your credit card bill in full and are paying a high interest rate, you may want to consider a balance transfer. This allows you to transfer your credit card balance to a different card with better financing terms (perhaps an introductory period with a 0% APR for a set number of months). That way, you can pay off your credit card bill over time without worrying about as much interest being applied. This does amount to paying your credit card bill with a credit card, but it’s more of a one-off way to save money on interest than a viable recurring option.
  2. Use a mobile payment service: One way to pay a credit card with another credit card is to use a mobile payment app such as PayPal or Venmo as a middleman. These apps allow you to transfer money from user to user, and you can fund them with a credit card. In other words, you could use your credit card to pay a friend or family member through the app, and they can then make your credit card payment for you or give you the money to do it yourself. You can earn rewards with this method, but there may be fees to contend with. In addition, be aware that some person-to-person credit card transactions on Venmo will show up as cash advances on Mastercard and Visa credit cards, which typically come with high fees and APRs.
  3. Purchase a money order: Companies like MoneyGram and Western Union allow you to send money to a particular phone number or email address, or pick up cash from a physical location, and fund the transaction with a credit card. However, this is usually treated as a cash advance, which means expensive fees and interest charges would apply, in addition to the fees charged by the service.
  4. Do a cash advance: You could take out a cash advance at an ATM, deposit the money into your checking account, and then pay your credit card bill from there. However, considering the high fees and interest rates that accompany cash advances, not to mention the low limits on such transactions, that’s unlikely to work very well. It would be a very expensive way to pay one credit card bill, let alone recurring bills over time. The same generally goes for the various other ways you can transfer money from a credit card to a bank account, too.

Despite the availability of these options, the best way to pay your credit card bills still is to set up automatic deposits from a checking or savings account. As long as you have enough money in your bank account, you won’t miss any payments.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

What is the phone number for PNC credit card?

You can login to Online Banking and request a transfer, or contact Cardmember Services at 1-800-282-7541.

How do I pay my PNC credit card bill?

Ways to Make a PNC Bank Credit Card Payment. By phone: Call 1-800-558-8472 and enter your card information when prompted, then press 2. Online: Log in to your online account and schedule a one-time or recurring payment from your PNC Bank checking account to your PNC Bank credit card.

Can I pay with my phone with PNC?

With PNC Pay, quickly make purchases using the PNC Mobile app or your Android device. You may even be able to pay with rewards! Enjoy the convenience of tap and go payments, security and all the benefits your PNC Visa® card offers. If you're an Android user, it's easy to get started.

What is PNC number?

+1 412-803-7711PNC Financial Services / Customer servicenull

How long does it take PNC to process a credit card payment?

When you make a payment, it may take 7 or more days before the payment amount is available to re-borrow as part of your total available credit.