Maine retired teachers health insurance

Benefits for Members Include:

Connect with other public sector retirees
Tuition discount for Maine Senior College Network
Member Dental Benefit
Discounts at varied businesses
Advocacy before the Maine legislature and with Maine Congressional delegation concerning matters affecting Maine Retirees
Membership in an organization whose only concern is protecting the rights and benefits of Maine Retirees – NO affiliation with a union – NON-political
Quarterly newsletters with information useful to its members
Free Notary Public services
Free faxing, shredding and photocopying service
Free technology services

We are always working to find additional benefits for MAR members – so check back here often!

Table of Contents Show

Benefits for Members Include:
Current benefits include:
Health & Fitness
Financial & Insurance
Blaine Guido
Caribou Inn & Convention Center
Presque Isle Inn & Convention Center
Freedom Boat Club of Maine
Maine Senior College System
Mainely Mexican
Edgecomb Veggies
Hannaford’s Gift Cards!
Do Maine teachers get Medicare?
What insurance do you get when retired?
Can Maine teachers collect Social Security?
Who is eligible for MainePERS?

Current benefits include:

Health & Fitness

	Basics Fitness Center is located across from the airport at 380 Western Avenue in South Portland conveniently located near exit 46 on interstate 95 and exit 3 on 295 and is a full-service fitness center offering a knowledgeable, friendly, and supportive staff. Our facility is clean and inviting and at Basics all classes are included in your membership. Call us at 774-3536 or stop in for a tour to learn more about how to get started. Sign up for an auto billing membership and show your MAR membership card and we’ll waive the enrollment fee saving you $49.00! We offer the following health and wellness services at our location: Personal Training Group Fitness Classes Lisa Prince, Weight Loss Specialist Massage Therapy For more information contact Matthew Marston at Basics Fitness Center (207) 774-3536 or check out their website at: www.basicsfitnessme.com
	The benefits provided to MAR members by Beltone Hearing Aid Centers include: 50 dollars off our lowest price for any hearing aid Free batteries for the life of their warranty Lifetime Aftercare for patient hearing aids Free in-home testing (No obligation) Free Testing Free in-office technology demonstration Beltone Hearing Aid Centers (207) 622-5357 www.BeltoneNE.com
	Hear In America has a nationwide network of providers. - Provides free annual hearing screenings - Full line of hearing aids with prices up to 70% off MSRP - Financing available up to 12 months with no interest - Three year repair warranty; three year loss and damage coverage - Three year clean and check service; and three years of hearing aid batteries mailed to you. Hear In America has a nationwide network of providers. Register for this hearing program at 1-800-286-6149 or www.hearinamerica.com
Kennebec Valley YMCA	Have you been thinking of joining the KVYMCA? Want to save some money? Join today to start saving money and getting fit! Fill out a membership application and bring to the front desk with your MAR membership card! The Kennebec Valley YMCA will offer membership to MAR at a 10% discount. Membership includes access to Augusta and Manchester campuses including full use of the Fitness Center, Gymnasium, and Aquatics Facilities. Membership also includes many FREE group exercise classes and the ability to register and participate in any fee related programming being offered. http://kvymca.org
MAR Dental Benefits	The member dental benefit provides for high quality dental care for MAR members who enroll, at a reasonable cost. By keeping the cost of dental coverage down and the quality of services high, MAR members can keep on smiling! This benefit also provides additional benefits at no additional cost to at-risk patients such as greater frequency of cleanings, and periodontal maintenance (4 times in a 12 month period). There is also a Vision Discount Program available as part of your benefit. It is available free to all benefit subscribers and their dependents. You can receive up to 35% off eyewear at participating Optometrists, Ophthalmologists, Opticians, and Optical Retailers nationwide. Learn about the dental benefit here.
	Master Brent J. Crisci’s United Martial Arts is giving 50% off all Tai Chi classes which can improve balance, concentration, blood pressure and a sense of wellbeing. Located in Augusta, Maine. Call (207) 621-0770 https://www.uniteddojos.com.
	Power Play Personal Training typically offers a 6-12 month program option but as a special offer to members of MAR we are offering a month to month program. The cost is $35 per session with a $10 monthly discount for EFT payment. Receive further discounts for multiple weekly sessions. Private studio (no big box feel) providing one-on-one personal training! Contact Lou Berthel at: or check out their website at: http://www.powerplaypersonaltraining.com To receive a newsletter filled with tips, tricks and recipes, simply text the word POWERPLAY to 42828. You may opt out of the newsletter at any time.

Financial & Insurance

	The benefits provided to MAR members by Atlantic Investment Advisors include: To provide a general financial wellness review: Are your current investments including (annuities, mutual funds, CDs, stocks, bonds, etc.) Keeping up with other options of the same risk? Could you do better? Also, review your beneficiary designations and provide advice on the best way to pass those assets on to your spouse, children, or your charity of choice. http://www.lesstevensaia.com/
	IIS Financial Services offers comprehensive and tailored financial planning. We specialize in working with retired individuals, small businesses owners, public school, municipalities, and state employees. Each client that works with us receives a full comprehensive financial analysis that is essential in meeting your short and long term goals. Benefits for MAR Members includes: • Access to Financial Advisors who specialize in working with Retired Teachers and State of Maine Employees • Complementary Comprehensive Financial Consultation and Portfolio Review/Analysis • Periodic Educational Seminars • Retirement Planning (Income & Distribution Analysis) • Estate Planning • Full Comprehensive Financial Planning David & Carl Hanson, CFP (207) 623 - 8421 Schedule a Consultation iisfinancial.com
	Liberty Mutual has partnered with the Maine Association of Retirees to offer members exclusive savings on quality auto and home insurance. You could enjoy valuable and unique benefits, including Better Car Replacement™, Accident Forgiveness, Home Protector Plus™, and our Multi-Policy Discount* Call (207) 480-6008 or visit Liberty Mutual to learn more or get a free quote. *Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
MAR Dental Benefits	The member dental benefit provides for high quality dental care for MAR members who enroll, at a reasonable cost. By keeping the cost of dental coverage down and the quality of services high, MAR members can keep on smiling! For more details, see our Dental Benefit page.
	United Insurance is pleased to offer a discounted home and auto program to Maine Association of Retirees in conjunction with Patrons Oxford Insurance Company. Members of Maine Association of Retirees can obtain Insurance on their Personal Insurance (Home and Auto) by contacting any United Insurance. The highlights of the program are: 1. A 5% overall discount for members of the Maine Association of Retirees. 2. An additional 5% discount. if members choose the EFT (Electronic Funds Transfer from a checking or savings account. ) With the EFT billing option, there is no installment or monthly fees. 3. All new business, service, and claims can be handled by any of the United Insurance branches in Maine. 4. Although group participants are eligible for a 5% to 10% discount, each member's rates are based on their own personal situation (i.e, number of vehicles and drivers, policy limits selected, driving records, value of home, etc. If you would like a no obligation comparison of your insurance rates and program, please see our list of locations here.
Blaine Guido Edward Jones Financial Advisor	Blaine Guido Edward Jones Financial Advisor Here at Edward Jones, we strive to understand what is truly important to each and every one of our clients. We partner together to help attain each goal through our established process and personalized long-term strategies. Edward Jones financial advisors build strong, genuine relationships while helping individuals in the community build, manage and maintain wealth, send kids and grandkids to college, save money on taxes and much more. Your goals, dreams and objectives are very important, and I look forward to learning about you and having the opportunity to partner with you to plan for your financial future. Benefits include: * Lifestyle budgeting * Estate Planning * Education Planning * Investment Portfolio Review * Full Financial Wellness Test * Market Insights * Personal Face-to-Face Consultation Address: 11 Violette Way Suite 1, Manchester, ME 04351 Phone: (207) 377-1111 For more information see my webpage

Leisure

Avis, Budget, Hertz Rental Discounts!!	Avis, Budget, Hertz Rental Discounts!! AVIS Car Rental MAR Members can save Up to 25% OFF Base Rates at Avis. Click on the link below or call 800-331-1212 and use discount code code AWD#: D134124. Offer: UP TO 25% OFF Base Rates. Code: AWD#: code AWD#: D134124. https://www.avis.com/en/association/D134124 BUDGET Car Rental MAR Members can save Up to 25% OFF Base Rates at Budget. Click on the link below or call 800-455-2848 and use discount code code BCD#: Z408918. Offer: UP TO 25% OFF Base Rates Code: BCD#: Z408913 https://www.budget.com/en/association/Z408918 HERTZ Car Rental MAR Members can save Up to 25% OFF Base Rates at Hertz. Click on the link below or call 800-654-2210 and use discount code CDP#: 2159157. Offer: UP TO 25% OFF Code: CDP#: 2159157 https://link.hertz.com/link.html?id=63359&LinkType=HZLK&target=special-offers/corpshop-edv ENTERPRISE Car Rental MAR Members can save 5% OFF at Enterprise. Click on the link below and discount will automatically be applied at checkout. Offer: 5% OFF Code: No Coupon Required https://rentalperks.com
	Caribou Inn & Convention Center MAR members can receive a reduced occupancy rate at the Caribou Inn & Convention Center of $98 per night and Fitness Memberships of $30/$10. Show your MAR card at check in to get the reduced rates! Check us out online at: Caribou Inn and Convention Center.
	Presque Isle Inn & Convention Center MAR members can receive a reduced occupancy rate at the Presque Isle Inn & Convention Center of $98 per night and Fitness Memberships of $30/$10. Show your MAR card at check in to get the reduced rates! Check us out online at: Presque Isle Inn and Convention Center
	Freedom Boat Club of Maine Freedom Boat Club of Maine is offering $1,000.00 off the one-time Club entry fee to MAR members. You can get access to their fleet of boats! 3 Maine locations: Portland, Yarmouth and Naples, plus reciprocal access to boats in over 200 other club locations in the US, Canada and France! For more information, contact Patrick Hanlon at: 207-331-5374 or or go to FreedomBoatClubMaine.com
	Hampton Inn - Bath Discount Available from 4/1/2020 through 4/30/2021 Discounted Guestroom Rate: $119.00 April 1, 2020 - May 31, 2020 $169.00/$189.00 June 1, 2020 – October 31, 2020 $119.00 November 1, 2020 – April 30, 2021 These rates may not be available at certain times due to availability. In these instances, you will be given the best available room rate for that date. Click here to Book a reservation!
	Maine Senior College System MAR members receive reimbursement for up to $15 of their membership registration cost when signing up to attend courses throughout Maine from Maine’s Senior College System. View Details here.
Orlando Discounts	Looking to plan a vacation? Now MAR members can save Up to 35% on your Orlando Vacation! Orlando Employee Discounts offers Exclusive Pricing on Hotels & Vacation Homes in or nearby Disney World and Universal Studios Orlando as well as on Tickets for Disney World, Universal Studios Orlando, Sea World, and All Orlando Area Theme Parks and Attractions! View Details username: maineretirees
	The Cross Insurance Center is happy to provide an exclusive offer to MAR members for multiple events and shows at the venue in Portland, ME. Offer includes discounted tickets (where applicable), ability to purchase tickets before the general public, and early notification of shows (where applicable). Click the links below to see what events are coming to the Cross Insurance Center! Cirque Dreams Holidaze UMaine Hockey
	MAR is pleased to announce our partnership with TripBeat®, Endless Vacation! Tripbeat® makes it easy to book resort vacations at more than 2,400 resort condo rental properties in desirable locations around the world. Meet TripBeat & Vacation Endlessly, Just the change you’re looking for…. In just a few seconds, learn why should claim your complimentary travel club membership designed especially for MAR members. Meet TripBeat video TripBeat®, a discount vacation club, is the newest addition to the Wyndham Destination Network, the world’s largest provider of professionally managed, unique vacation accommodations. TripBeat brings member-only savings directly to your employees and members. TripBeat offers vacations in some of the world’s most convenient destinations in spacious home-like residences. Every year, TripBeat sends more than 14 million people on the vacation of their dreams while offering variety, space and value. You can even book a 7-night stay starting at only $399! Plus, book with confidence as TripBeat offers a Best Rate Guarantee on select 7-Night Resort Stays. Visit TripBeat® to learn more, plus you can even join TripBeat for free! See site for details. Terms and conditions apply.

Food

	Bluebird Ranch Family Restaurant Get 10% off meal (excludes alcoholic beverages, specials & gift cards)! Come check out our menu
	Swamp Yankee BBQ 10% off all entrees. Check their facebook page for Food Truck locations Restaurant # 207-434-2068 Cell # 401-338-4951 http://www.swampyankeebbq.com/
Mainely Mexican	Mainely Mexican 10% off food and non-alcoholic beverages. 6 State Road, Presque Isle, Maine 04769 (207) 760-7520 https://mainelymexican.com/ https://www.facebook.com/MainelyMexican/
	Helen's Restaurant Get 10% off minimum $10 entree (excludes alcoholic beverages & gift items)! Come check out our menu
Edgecomb Veggies	Edgecomb Veggies MAR members will receive a 10% discount on any produce purchased from Edgecomb Veggies at the Edgecomb Veggie location. Edgecomb Veggies 132 Baird Rd Caribou, ME 04736

Services

	Augusta Florist Get 10% off cut flowers and arrangements. Must show MAR membership card at time of purchase. 118 Mount Vernon Avenue Augusta, ME 04330 (207) 626-2808
	The Major's Appliance 10% discount on furniture and bedding over $399. 680 Main Avenue Farmingdale, Maine 04344 Phone: 207-622-5859 Email: sales@the–majors.com website: www.the-majors.com
	Hogan Tire Show your MAR membership card to receive a Customer Loyalty Card. Good on all services. 10% discount. No expiration. Presque Isle (207) 760-4288 30 Rice St. Lincoln (207) 747-0274 249 W. Broadway St. Caribou (207) 760-4287 84 Water St. Houlton (207) 747-0277 135 Bangor St. Houlton (207) 747-0280 257 North St
	D.R.Struck 10% off plants in the garden center/ nursery. 10% off gifts in our home and garden gift shop. 2215 US Route 202 Winthrop, ME 04364 (207) 395-4112 https://www.facebook.com/DRStruckLandscape/
	Fabian Oil Get an additional 3 cents off your Gold Standard pricing if you are credit approved and on auto-delivery.
	Everlast Electrolysis Permanent Hair Removal, great for men and women of all ages. Electrolysis can be performed on all skin and hair types. I would like to offer $5 off each visit for MAR members. One Cumberland Place Suite 114 Bangor, Maine 04401 (207) 852-4680 Check out her website here
	Hairworks Studio Take 10% off all cuts. 15 Court St, Houlton (207) 532-4247
	Oakland Furniture Extra 15% off lowest ticket price. 12 Main Street Oakland, ME 04963 207-465-3433 Check out their website here
	Riverside Hair Designs Tuesday to Thursday women's cuts - $2.00 off men's cuts $3.00 off Women's Shampoo/Cut/Blow Dr - $18.00 Phone: (207) 299-2978 Website: https://www.facebook.com/Riverside-hair-designs-247806768738958/
	Sam's Club Pricing as of 09/01/2021 New Sam's Club Savings Members ($45.00) Sorry - no benefit available at this time. If you are a new member, after you receive notification on your new membership you will have to go into your local Sam's Club to have your photo taken for your membership card. New Sam's Club Savings Members ($100.00) New members will receive $50.00 off first $100.00 purchase; shop early; ship free; $40.00 off four (4) tires. Upgrade Membership (from $45 to $100) Upgrading members will receive a $10.00 gift card. Renewal Member ($100) Renewal members will receive a rotisserie chicken.
	Salmon Falls Country Club 15% off daily published rates for golf. Not to be combined with any other discounts. Salmon Falls Rd Hollis, ME 04042 Phone: (207) 929-5233 http://www.salmonfallscountryclub.com/
	S.W.Collins Co S.W. collins Co is happy to provide MAR members 10% off paints and stains including Benjamin Moore, Do it Best, Best Look and Superdeck Duckback brands. Discount is taken off regular pricing and not in addition to product on sale. Must present MAR membership card at time of purchase to receive discount. Fort Kent 207-834-3102 35 West Main Street, Fort Kent, ME 04743 Caribou 207-496-6723 6 Washburn Street, Presque Isle 207-764-2720 21 Rice Street Houlton 207-532-2263 57 Bangor Street Lincoln 207-794-6113 302 West Broadway

Hannaford’s Gift Cards!

We are selling Hannaford gift cards! If you normally purchase gift cards for the holidays or for gifts for others, keep us in mind! We will be selling Hannaford gift cards in $25.00 increments. Please use the order form to purchase yours today.

Note: We are always looking for potential new benefits for you. We are only looking for benefits that would improve the quality of life for MAR members. Costs and ensuring quality of products/services for our members are important considerations when deciding which benefits will be sponsored by MAR.

Do Maine teachers get Medicare?

For the majority of Public Service Retirees, the State Employee Health Commission (SEHC), Maine Education Association (MEA) Benefits Trust, and the Maine Municipal Association (MMA) Employees Health Trust provide retirees with Medicare Part C. Medicare Part C benefits includes prescription drug coverage.

What insurance do you get when retired?

Medicare is a U.S. government health insurance program. Medicare plans cover people aged 65 or older, people with some disabilities, and people with end-stage renal disease.

In Maine, public-sector employees, like teachers, police officers, firefighters, etc., pay into the Maine Public Employee Retirement System for their pension. They do not pay into Social Security.

Who is eligible for MainePERS?

You qualify to receive a benefit once you have at least 25 years of service credit. You qualify to receive a benefit upon reaching your normal retirement age of 60, 62 or 65, whether or not you are in service, provided that you have earned creditable service of 5 or 10 years, whichever amount is applicable to you.