How to cash a check on ingo

You can submit most check types for funding approval in the Ingo® Money App, from $5 up to $5,000. This includes payroll and government checks with a pre-printed signature, business checks, two-party personal checks, handwritten payroll checks, insurance checks, attorney checks, cashier’s checks, money orders, rebate checks and refund anticipation checks. All checks must be made out to you, endorsed by you and drawn on a bank account in the United States or a U.S. territory.

Please visit https://www.ingomoney.com for the most current, complete list of acceptable checks. Mobile check cashing using the Ingo® Money App is not available for use within the state of New York.​

For information on depositing a check using the Green Dot app, cashing and loading a check at Walmart or cashing and depositing a check at an FSC location, please refer to those FAQs.

Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee. Use promo code Gdot5 to receive the additional $5 credit.

Paper checks remain a significant source of inbound funds for consumers and small businesses alike. But accepting checks is still risky business.

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  The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward and the Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

  The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Ingo Money service is not available for use within the state of New York.

  How do I cash a check with Ingo money?

  Cashing checks is easy!.

  Sign in and tap 'Cash a Check'.

  Take a photo of the front and back of your check..

  Choose WHEN you want your money..

  Choose WHERE you want your money..

  Submit your check for review..

  How long does it take Ingo to cash a check?

  Ingo Money will review your check for approval usually in a few seconds, although it can take 3-5 minutes and in rare circumstances, up to an hour. If your check is approved, we send your money in minutes to the places you selected.

  Why can't I cash my check on Ingo?

  Check was not endorsed. Amount of the check is less than $5 or more than $5,000. Amount of the check will cause you to exceed the daily, weekly, or monthly funding limits for your card. Amount of the check will cause you to exceed the daily or monthly check cashing limits, or the maximum balance allowed on your card.

  How does Ingo approve checks?

  Choose expedited funding and Ingo Money will review your check for approval within 1 hour. If Ingo approves your check, Bank will initiate a credit to your Account for the amount of your check, less the Ingo fee, within a few minutes. Most credits will be processed and available in your Account in a few minutes.