Can i put more money on a visa gift card

last reviewed: SEP 01, 2020

You can usually add money to your prepaid card in several ways. You may be able to:

  • Arrange for a paycheck or other regular payment to be directly deposited onto the card
  • Transfer money from a checking account or another prepaid card
  • Buy a “reload pack” to add a certain amount to your card
  • Add funds at certain retail locations or at the financial institution that provides the card

You may be charged a fee for some ways of adding money to your card and not for other ways. When choosing a prepaid card, think carefully about your needs and about how you will reload your card.

Still have questions about prepaid cards?

If you’re considering getting a prepaid card or account, we have information that can help you choose the right one for you. We also help you understand your rights.

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Want a better way to monitor your child’s spending? Maybe you want to send money to a relative far away. Or maybe you have trouble balancing a checkbook and need a low-cost way to keep your money safe and usable. For these times and others, Liberty Savings has a solution. With a Visa Prepaid card, your money is secure but accessible around the world.

Here’s how it works: Apply for a card for yourself and up to four other authorized users. Once the card is open, you can deposit money into the card just like you can into any other share account. You and the authorized users can then access that money at any ATM or use the card like a debit card anywhere Visa is accepted. You can add more money to the card at any time.

This isn’t like a gift card. It’s personalized and secured with a PIN, just like a debit card. It’s usable only by the bearer and the same identity protection Visa uses on all its cards is used for this one. You can also get replacement cards if yours is lost or stolen. Any transaction over the balance of funds on the card will be automatically declined, so there’s not much risk of overdraft or negative balances.

Reloadable Visa Prepaid cards are a flexible, efficient way to manage your money. Let’s look at 3 ways you can use a reloadable Visa in your life!

1.) Manage your children’s money

A Visa Prepaid card works great for kids. You can put their allowance on the card electronically, and they have the latitude to spend it any way they like. It’s safer than cash since it can be replaced if lost, and they can use it online without having to use your credit card.

Reloadable Visa cards are also a great way to teach your children about using financial instruments responsibly. They’ll learn to associate swiping a card with real money. This lesson will go a long way toward keeping them out of credit card trouble later in life.

Reloadable Visa Prepaid cards aren’t just for young children. They’re also a great way to help your college student manage money. They’ll get a card with a pre-set spending limit to keep them out of financial trouble. You’ll get peace of mind of knowing you can send them money anytime, anywhere.

2.) Keep safe while traveling abroad

Carrying enough money for a vacation can be a real hassle. Especially if you’re traveling to a foreign country, the stress and strain of carrying a large quantity of cash can ruin the relaxation of an exotic getaway. Traveler’s checks have been a traditional option, but may be a hassle to track. If you’re looking for a simpler option, these Visa Prepaid cards might be it.

You can use your Visa at any branded ATM to get money in local currency. You can also use your Visa just like you would a debit card at stores and restaurants. Best of all, if your card is lost or stolen, you have zero liability.

It may be worth your time to keep a secondary card in your luggage, just in case. It can take as much as 7 days for a new card to be shipped to you, and secondary cards can be obtained easily at signup. Having a secondary card gives you added protection and peace of mind, as long as you keep that second card in a safe place.

3.) Answers for poor or no credit life stages

Trying to navigate life without a credit card is like trying to cross the ocean in a rowboat. It’s dangerous, it takes longer, and it’s quite a bit more expensive. If you want to rent a car or a hotel room, pay bills online or use direct deposit at work, a Visa Prepaid card may be the answer you’ve been seeking.

Your reloadable Visa doesn’t include a credit check, just an identity verification. It’s available for people who have a short credit history or recent trouble with credit. The number works just like a credit card number, but there’s no worry about carrying a balance or being charged interest, fees, or penalties. You can use your reloadable Visa card for direct deposit. This can save you money in check-cashing fees and get you your paycheck funds faster.

A reloadable Visa Prepaid card won’t help you build credit, since it doesn’t include any lending or credit reporting. None of the activities will be reported to credit bureaus. However, it works like a credit card in every other capacity and it’s well within reach, even if your credit history isn’t perfect.

Can you add additional funds to a Visa Gift Card?

Can I add money to a Visa Gift card? No. A Visa Gift card can't be reloaded with additional funds. If you're interested in a Visa card that can be reloaded, visit the Visa Prepaid card page.

Can you put more money on a prepaid gift card?

You can usually add money to your prepaid card in several ways. You may be able to: Arrange for a paycheck or other regular payment to be directly deposited onto the card. Transfer money from a checking account or another prepaid card.

Can you add money to a gift card?

If your card came from a store or restaurant, take your gift card to the location with a method of payment, like cash or a credit card. You'll be able to ask a member of staff to load it for you. If your card is for an online retailer, visit their website and go to the gift card section to find out how to reload it.

How many times can you add money to a Visa Gift Card?

Reloadable Visa Frequently Asked Questions Non-personalized cards purchased in branches can be reloaded three times, including the initial load. Personalized cards purchased online have unlimited reload capabilities.