What does a treasury check look like

Table of Contents

• Role of the Bureau of the Fiscal Service
• How to read a U.S. Treasury check
• What if the check should not have been sent to your State Disbursement Unit (SDU)?
• What if you cannot identify a U.S. Treasury check?

Role of the Bureau of the Fiscal Service

While federal agencies send most child support payments electronically, there are still some cases when checks are issued to child support agencies.  The U.S. Department of the Treasury, Bureau of the Fiscal Service, sends most checks to state child support agencies.

The Kansas City Financial Center, one of two financial centers, processes all of Treasury-disbursed payments, both domestic and international, including printing and mailing responsibilities.  Disbursement of paper checks is split between the Kansas City Center and its sister site, the Philadelphia Financial Center.

Payment Management Call Center

The Payment Management Call Center can answer questions about Treasury-sponsored programs and Treasury-disbursed payments.

• Call Center: 855-868-0151 or 816-414-2100
• Office Symbol: 310
• E-mail:

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How to read a U.S. Treasury check

The image above will help you identify specific information printed on the Treasury check.  Find the corresponding number or letter below.

Information contained on a U.S. Treasury check:

• 1 = Issue Date
• 2 = Payee Name
• 3 = Fiscal Service Financial Center
• 4 = Issue Type
• 5 = Check Symbol
• 6 = Check Serial Number
• 7 = Issue Amount

Information on the Magnetic Ink Character Recognition (MICR) line of a U.S. Treasury check:

• A = Check Symbol
• B = Check Digit
• C = Routing Number unique to U.S. Treasury checks
• D = Check Serial Number
• E = Check Digit
• F = Federal Agency Code
• G = Issue Date (MM/YY)
• H = Paid Amount, if the financial institution encodes the amount

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What if the check should not have been sent to your State Disbursement Unit (SDU)?

If you are certain that your SDU should not receive the payment, contact the Payment Management Call Center to determine which federal agency authorized the payment and arrange for its return.  For identification purposes, the city and state of the Financial Center is printed on the top center of the check.  A U.S. Treasury check, with the exception of a check returned from the Social Security Administration (SSA), will have the return address of the Financial Center on the envelope.

If your SDU needs to return a payment to the SSA by paper check, please use the following procedure:

1. Make the check payable to the Social Security Administration (not the U.S. Treasury)
2. Include the noncustodial parent/SSA beneficiary’s SSN on the check
3. Mail the check to the SSA:

   Mid-Atlantic Program Service Center
   PO Box 3430
   Philadelphia, PA 19122

What if you cannot identify a U.S. Treasury check?

There are several reasons why you cannot identify a Treasury check, including:

• Non-IV-D or private orders sent by county clerks of court may not include necessary information, such as an SSN, to identify the payment in your automated system and SDU.
• You did not provide the unique case/order identifier to the federal agency.
• The U.S. Treasury check does not include the county identifier (for example, FIPS code).

For information to match the U.S. Treasury check payment with the child support case, contact the Payment Management Call Center.  The customer liaison will ask for the check number and check symbol as well as other payment information, such as the date of payment, amount, and account number (for example, the noncustodial parent's SSN).  The liaison can provide a point of contact to the issuing federal payment agency that withheld the child support payment and can help explain the various codes on the face of the check.

Contact the noncustodial parent's federal payroll agency or the agency where they work for information on the underlying income withholding order.

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Getty Images

En español | Treasury Department officials have released a sample of the newest paper stimulus checks now being issued in the third round of coronavirus relief payments.

The checks are being mailed to eligible people who are not receiving funds through a prepaid debit card or direct deposit into a checking account. The “vast majority” of Americans will receive the funds via direct deposit, officials say.

You may check the Get My Payment tool on the Internal Revenue Service (IRS) website to see if a payment to you has been scheduled.

Under the third round of payments, eligible individuals will receive up to $1,400; married couples, up to $2,800; and another $1,400 for each qualified dependent regardless of age. But high earners will receive less relief, or none at all.

Deter fraud: Know the stimulus check’s security features

Use AARP’s calculator to determine if you qualify in the third round of relief.

Officials say if you are eligible in this latest round — and have not received a direct deposit by March 24 — watch your mail carefully for either a paper check or a prepaid debit card.

Meantime, the top official at the Federal Trade Commission (FTC), a consumer protection agency, has renewed a warning about COVID-related scams and noted that some scammers target stimulus payments.  “The FTC will use all of its enforcement authority to come after bad actors who try to take advantage of people anxiously awaiting relief,” Rebecca Kelly Slaughter, acting chairwoman of the FTC, said in a video timed to the passage of the federal law mandating the latest relief payments.  

The release of the prototype of the check is intended to deter counterfeiters by showing consumers, retailers and financial institutions what a genuine check looks like, describing the watermark paper and other security features.

Use AARP’s calculator to determine if you are eligible for the relief money. If you’re expecting a check, here are the security features:

1. Treasury seal

The seal says, “Bureau of the Fiscal Service.”

2. Bleeding ink

The Treasury seal, to the right of an image of the Statue of Liberty, has security ink that will run and turn red when moisture is applied to the black ink of the seal.

3. Microprinting

Microprinted words are so small they appear as just a line to the naked eye. But when magnified, the words become visible. Microprinting cannot be duplicated by a copier, and when a check is counterfeited it will often show up as a solid line or a series of dots. This U.S. Treasury check has one area on the back where “USAUSAUSA” appears repeatedly in such tiny print.

4. Watermark

All stimulus checks are printed on watermark paper that reads “U.S. TREASURY,” which can be seen from both the front and the back of the check when it is held up to a light. The watermark is light and cannot be reproduced by a copier. Any check not having the watermark should be suspected of being counterfeit or copied.

5. Ultraviolet overprinting

A protective ultraviolet pattern, invisible to the naked eye, consisting of four lines repeating the words “FISCAL SERVICE” will be bracketed by the Bureau of the Fiscal Service seal on the left and the U.S. seal — an eagle — on the right. This pattern usually may be found under the payee information and the dollar amount area. The FISCAL SERVICE pattern and seals can be detected under a black light. If the amount box is altered in any way, a space will be created in the ultraviolet area. When exposed to black light, the ink used in the pattern and the seal will glow. This fluorescent quality cannot be photocopied.

Katherine Skiba covers scams and fraud for AARP. Previously she was a reporter with the Chicago Tribune, U.S. News & World Report, and the Milwaukee Journal Sentinel. She was a recipient of Harvard University’s Nieman Fellowship and is the author of the book, Sister in the Band of Brothers: Embedded with the 101st Airborne in Iraq.

Editor's Note: This article was originally published on April 20, 2020. It has been updated with the new information on this round of stimulus checks.

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