What can a heloc be used for

Table of Contents Show

Common unexpected expenses and three ways to pay for them
Is it time to get a shared bank account with your partner?
4 ways to free up your budget (and your life) with a smaller home
Leverage credit wisely to plug business cash flow gaps
Tailor Ridge eBill case study
For today's homebuyers, time and money are everything
Here’s how to create a budget for yourself
How to use debt to build wealth
4 benefits of independent loan agents
Housing market trends and relocation impact
High-cost housing and down payment options in relocation
For today's relocating home buyers, time and money are everything
Crypto + Relo: Mobility industry impacts
Middle-market direct lending: Obstacles and opportunities
How to build and maintain a solid credit history and score
How I did it: Deciding whether to buy an RV
Take the stress out of buying your teen a car
Streamline operations with all-in-one small business financial support
Beyond Mars, AeroVironment’s earthly expansion fueled by U.S. Bank
Checklist: financial recovery after a natural disaster
Credit: Do you understand it?
Personal loans first-timer's guide: 7 questions to ask
Dear Money Mentor: When should I refinance a mortgage?
How I did it: Bought a home without a 20 percent down payment
Starting your homebuying journey: Tips from a U.S. Bank Goals Coach
House Hacks: How buying an investment property worked as my first home
The lowdown on 6 myths about buying a home
How to use credit cards wisely for a vacation budget
Multiple accounts can make it easier to follow a monthly budget
How to choose the right rewards credit card for you
Evaluating interest rate risk creating risk management strategy
You can take these 18 budgeting tips straight to the bank
9 simple ways to save
Opening a business on a budget during COVID-19
How I did it: Learned to budget as a single mom
What’s a subordination agreement, and why does it matter?
What is an escrow account? Do I have one?
What’s your financial IQ? Game-night edition
Understanding the true cost of borrowing: What is amortization, and why does it matter?
Money Moments: Tips for selling your home
Parent checklist: Preparing for college
Which is better: Combining bank accounts before marriage — or after?
What are conforming loan limits and why are they increasing
Don’t underestimate the importance of balancing your checking account
Do you and your fiancé have compatible financial goals?
What types of credit scores qualify for a mortgage?
Should you get a home equity loan or a home equity line of credit?
Quiz: How prepared are you to buy a home?
Good debt vs. bad debt: Know the difference
How to establish your business credit score
What is a CLO?
Checklist: 10 questions to ask your home inspector
5 things to avoid that can devalue your home
DIY home projects 101: tips from a first-timer
When to consider switching banks for your business
7 steps: How couples and single parents can prepare for child care costs
Adulting 101: How to make a budget plan
What you need to know about renting
How to save for a wedding
It's possible: 7 tips for breaking the spending cycle
Personal finance for teens can empower your child
Save time and money with automatic bill pay
5 tips to use your credit card wisely and steer clear of debt
5 ways to spring clean your finances and save money year-round
How I did it: Bought my dream home using equity
Buying a home Q&A: What made three homeowners fall in love with their new home
How I did it: Built living spaces to support my family
Spring cleaning checklist for your home: 5 budget-boosting tasks
Saving for a down payment: Where should I keep my money?
Your guide to breaking the rental cycle
Checklist: 6 to-dos for after a move
Webinar: Uncover the cost: Building a home
Get more home for your money with these tips
Money Moments: How to finance a home addition
How I did it: My house remodel
Building a dream home that fits your life
10 questions to ask when hiring a contractor
Is it the right time to refinance your mortgage?
4 questions to ask before you buy an investment property
10 ways to increase your home’s curb appeal
What is a home equity line of credit (HELOC) and what can it be used for?
Webinar: Uncover the cost: Home renovation
Is a home equity line of credit (HELOC) right for you?
10 uses for a home equity loan
Preparing for homeownership: A guide for LGBTQ+ homebuyers
Beyond the mortgage: Other costs for homeowners
How to use your home equity to finance home improvements
What to know when buying a home with your significant other
Webinar: Mortgage basics: What’s the difference between interest rate and annual percentage rate?
Webinar: Mortgage basics: How much house can you afford?
Webinar: Mortgage basics: Buying or renting – What’s right for you?
Webinar: Mortgage basics: What is refinancing, and is it right for you?
Webinar: Mortgage basics: Prequalification or pre-approval – What do I need?
Webinar: Mortgage basics: How does your credit score impact the homebuying experience?
Webinar: Mortgage basics: Finding the right home loan for you
Webinar: Mortgage basics: 3 Key steps in the homebuying process
8 steps to take before you buy a home
These small home improvement projects offer big returns on investment
What is refinancing a mortgage?
How do I prequalify for a mortgage?
6 questions to ask before buying a new home
Home equity: Small ways to improve the value of your home
Closing on a house checklist for buyers
How to prepare for a natural disaster
Student checklist: Preparing for college
Webinar: Uncover the cost: College diploma
Checklist: How to gain financial independence from your parents
The A to Z’s of college loan terms
Co-signing 101: Applying for a loan with co-borrower
Practical money skills and financial tips for college students
How to build credit as a student
How I did it: Paid off student loans
5 tips for seniors to stay a step ahead of schemers
Recognize. React. Report. Caregivers can help protect against financial exploitation
Is online banking safe?
Identity stolen? 5 steps to take immediately
Everything you need to know about consolidating debts
5 steps to selecting your first credit card
Know your debt-to-income ratio
Dear Money Mentor: How do I begin paying off credit card debt?
Your quick guide to loans and obtaining credit
5 unique ways to take your credit card benefits further
Myth vs. truth: What affects your credit score?
Test your loan savvy
Should you give your child a college credit card?
U.S. Bank asks: What do you know about credit?
6 essential credit report terms to know
What is a good credit score?
How to improve your credit score
Is a home equity loan for college the right choice for your student
How to apply for federal student aid through the FAFSA
Be careful when taking out student loans
Your financial aid guide: What are your options?
Decoding credit: Understanding the 5 C’s
5 tips to use your credit card wisely and steer clear of debt
ABL mythbusters: The truth about asset-based lending
Collateral options for ABL: What’s eligible, what’s not?
Crypto + Homebuying: Impacts on the real estate market
How jumbo loans can help home buyers and your builder business
Private equity and the full-service administrator
How liquid asset secured financing helps with cash flow
Hybridization driving demand
When small companies buy big: The potential of asset-based lending
How to maximise your infrastructure finance project
Questions to ask before buying a car
What you should know about buying a car
How to choose the best car loan for you
What you need to know before buying a new or used car
Improving your credit score: Truth and myths revealed
Can you take advantage of the dead equity in your home?
CancelSave & Close Planning self-care moments that matter (and how to finance them)
How I did it: Turned my side hustle into a full-time job
How to get started creating your business plan
How to fund your business without using 401(k) savings
Costs to consider when starting a business
How a small business is moving forward during COVID-19
Prioritizing payroll during the COVID-19 pandemic
5 tips to help you land a small business loan
How to establish your business credit score
Investing in capital expenditures: What to discuss with key partners
Can ABL options fuel your business — and keep it running?
Tech lifecycle refresh: A tale of two philosophies
At your service: Outsourcing loan agency work
Maximizing your infrastructure finance project with a full suite trustee and agent
An investor’s guide to marketplace lending
What type of loan is right for your business?
Should you buy a house that’s still under construction?
Are there limits on what you can use a HELOC for?
What can you do with HELOC funds?
Can HELOC be used as cash?

Common unexpected expenses and three ways to pay for them

Is it time to get a shared bank account with your partner?

4 ways to free up your budget (and your life) with a smaller home

Leverage credit wisely to plug business cash flow gaps

Tailor Ridge eBill case study

For today's homebuyers, time and money are everything

Here’s how to create a budget for yourself

How to use debt to build wealth

4 benefits of independent loan agents

Housing market trends and relocation impact

High-cost housing and down payment options in relocation

For today's relocating home buyers, time and money are everything

Crypto + Relo: Mobility industry impacts

Middle-market direct lending: Obstacles and opportunities

How to build and maintain a solid credit history and score

How I did it: Deciding whether to buy an RV

Take the stress out of buying your teen a car

Streamline operations with all-in-one small business financial support

Beyond Mars, AeroVironment’s earthly expansion fueled by U.S. Bank

Checklist: financial recovery after a natural disaster

Credit: Do you understand it?

Personal loans first-timer's guide: 7 questions to ask

Dear Money Mentor: When should I refinance a mortgage?

How I did it: Bought a home without a 20 percent down payment

Starting your homebuying journey: Tips from a U.S. Bank Goals Coach

House Hacks: How buying an investment property worked as my first home

The lowdown on 6 myths about buying a home

How to use credit cards wisely for a vacation budget

Multiple accounts can make it easier to follow a monthly budget

How to choose the right rewards credit card for you

Evaluating interest rate risk creating risk management strategy

You can take these 18 budgeting tips straight to the bank

9 simple ways to save

Opening a business on a budget during COVID-19

How I did it: Learned to budget as a single mom

What’s a subordination agreement, and why does it matter?

What is an escrow account? Do I have one?

What’s your financial IQ? Game-night edition

Understanding the true cost of borrowing: What is amortization, and why does it matter?

Money Moments: Tips for selling your home

Parent checklist: Preparing for college

Which is better: Combining bank accounts before marriage — or after?

What are conforming loan limits and why are they increasing

Don’t underestimate the importance of balancing your checking account

Do you and your fiancé have compatible financial goals?

What types of credit scores qualify for a mortgage?

Should you get a home equity loan or a home equity line of credit?

Quiz: How prepared are you to buy a home?

Good debt vs. bad debt: Know the difference

How to establish your business credit score

What is a CLO?

Checklist: 10 questions to ask your home inspector

5 things to avoid that can devalue your home

DIY home projects 101: tips from a first-timer

When to consider switching banks for your business

7 steps: How couples and single parents can prepare for child care costs

Adulting 101: How to make a budget plan

What you need to know about renting

How to save for a wedding

It's possible: 7 tips for breaking the spending cycle

Personal finance for teens can empower your child

Save time and money with automatic bill pay

5 tips to use your credit card wisely and steer clear of debt

5 ways to spring clean your finances and save money year-round

How I did it: Bought my dream home using equity

Buying a home Q&A: What made three homeowners fall in love with their new home

How I did it: Built living spaces to support my family

Spring cleaning checklist for your home: 5 budget-boosting tasks

Saving for a down payment: Where should I keep my money?

Your guide to breaking the rental cycle

Checklist: 6 to-dos for after a move

Webinar: Uncover the cost: Building a home

Get more home for your money with these tips

Money Moments: How to finance a home addition

How I did it: My house remodel

Building a dream home that fits your life

10 questions to ask when hiring a contractor

Is it the right time to refinance your mortgage?

4 questions to ask before you buy an investment property

10 ways to increase your home’s curb appeal

What is a home equity line of credit (HELOC) and what can it be used for?

Webinar: Uncover the cost: Home renovation

Is a home equity line of credit (HELOC) right for you?

10 uses for a home equity loan

Preparing for homeownership: A guide for LGBTQ+ homebuyers

Beyond the mortgage: Other costs for homeowners

How to use your home equity to finance home improvements

What to know when buying a home with your significant other

Webinar: Mortgage basics: What’s the difference between interest rate and annual percentage rate?

Webinar: Mortgage basics: How much house can you afford?

Webinar: Mortgage basics: Buying or renting – What’s right for you?

Webinar: Mortgage basics: What is refinancing, and is it right for you?

Webinar: Mortgage basics: Prequalification or pre-approval – What do I need?

Webinar: Mortgage basics: How does your credit score impact the homebuying experience?

Webinar: Mortgage basics: Finding the right home loan for you

Webinar: Mortgage basics: 3 Key steps in the homebuying process

8 steps to take before you buy a home

These small home improvement projects offer big returns on investment

What is refinancing a mortgage?

How do I prequalify for a mortgage?

6 questions to ask before buying a new home

Home equity: Small ways to improve the value of your home

Closing on a house checklist for buyers

How to prepare for a natural disaster

Student checklist: Preparing for college

Webinar: Uncover the cost: College diploma

Checklist: How to gain financial independence from your parents

The A to Z’s of college loan terms

Co-signing 101: Applying for a loan with co-borrower

Practical money skills and financial tips for college students

How to build credit as a student

How I did it: Paid off student loans

5 tips for seniors to stay a step ahead of schemers

Recognize. React. Report. Caregivers can help protect against financial exploitation

Is online banking safe?

Identity stolen? 5 steps to take immediately

Everything you need to know about consolidating debts

5 steps to selecting your first credit card

Know your debt-to-income ratio

Dear Money Mentor: How do I begin paying off credit card debt?

Your quick guide to loans and obtaining credit

5 unique ways to take your credit card benefits further

Myth vs. truth: What affects your credit score?

Test your loan savvy

Should you give your child a college credit card?

U.S. Bank asks: What do you know about credit?

6 essential credit report terms to know

What is a good credit score?

How to improve your credit score

Is a home equity loan for college the right choice for your student

How to apply for federal student aid through the FAFSA

Be careful when taking out student loans

Your financial aid guide: What are your options?

Decoding credit: Understanding the 5 C’s

5 tips to use your credit card wisely and steer clear of debt

ABL mythbusters: The truth about asset-based lending

Collateral options for ABL: What’s eligible, what’s not?

Crypto + Homebuying: Impacts on the real estate market

How jumbo loans can help home buyers and your builder business

Private equity and the full-service administrator

How liquid asset secured financing helps with cash flow

Hybridization driving demand

When small companies buy big: The potential of asset-based lending

How to maximise your infrastructure finance project

Questions to ask before buying a car

What you should know about buying a car

How to choose the best car loan for you

What you need to know before buying a new or used car

Improving your credit score: Truth and myths revealed

Can you take advantage of the dead equity in your home?

CancelSave & Close Planning self-care moments that matter (and how to finance them)

How I did it: Turned my side hustle into a full-time job

How to get started creating your business plan

How to fund your business without using 401(k) savings

Costs to consider when starting a business

How a small business is moving forward during COVID-19

Prioritizing payroll during the COVID-19 pandemic

5 tips to help you land a small business loan

How to establish your business credit score

Investing in capital expenditures: What to discuss with key partners

Can ABL options fuel your business — and keep it running?

Tech lifecycle refresh: A tale of two philosophies

At your service: Outsourcing loan agency work

Maximizing your infrastructure finance project with a full suite trustee and agent

An investor’s guide to marketplace lending

What type of loan is right for your business?

Should you buy a house that’s still under construction?

Are there limits on what you can use a HELOC for?

With a HELOC, you can typically borrow up to 85 percent of your home's value, minus outstanding mortgage payments, which means that these loans won't work for borrowers who don't have considerable equity.

What can you do with HELOC funds?

Once you open a HELOC, it works like a credit card. You can use what you need, when you need it..

Put it back into your home. ... .

Consolidate debt. ... .

Approaching or living in retirement. ... .

Whatever comes up. ... .

Big ticket purchases..

Can HELOC be used as cash?

A HELOC allows you to borrow against the equity in your home to draw out cash when you need it.