Suncoast credit union mobile deposit funds availability policy

Funds from a check deposit at Suncoast Credit Union are typically available on the same business day. However, if you deposit a larger check, only the first $225 from your deposit will be available on the same business day. There will be a hold of at least one day placed on the rest of the funds.

If you don't see Mobile Deposit in SunMobile and want to check your eligibility, you can send us a secure message through the app or call 800.999. 5887. Are there deposit limits? Yes, the daily deposit limit is up to $2,500 for personal accounts and $25,000 for business accounts.

In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app. However, it usually takes around one business day for deposits to go through.