Wire TransfersIncoming Domestic and Foreign2 Wire TransfersWire transfers to the credit union use our ABA number and are now automatically posted if your member number and account suffix are in the proper format. The credit union does not charge a fee for incoming wires. Show
Incoming WiresFor incoming wires, wire funds to:
Outgoing Domestic and Foreign2 Wire TransfersMany banks use different Routing and Transit numbers for wire transfers than direct deposit (or ACH items). We recommend that you ask for written instructions from your bank whenever sending or receiving wire transfers. When sending US dollars to foreign banks, we may send the funds through the foreign banks U.S. Correspondent. Although we can send wires in foreign currency, we have no control over the exchange rate that our processor charges. Your foreign bank may be able to offer you a better exchange rate by sending the funds in U.S. dollars. Wire fees for outgoing domestic wires are $25.00 and for International wires $30.00. 2 The credit union is not a member of the Swift system and does not have a Swift code. The other bank must route the wire through their U.S. Correspondent. To search for a bank's ABA number, Click Here.
Step 1. Gather InformationThe information you need depends on whether you’re sending or receiving and whether you’re sending money within the U.S. or internationally.
DomesticEasily transfer funds within the U.S. states and territories.
InternationalTo wire funds overseas, you can send the money in foreign currency or U.S. dollars. To limit delays and ensure the funds reach their intended destination, contact the payee for their financial institution’s wiring instructions.
Required Information for Domestic Transfers
Your Information
Payee Information
Transfer Information
Receiving Financial Institution Information
Required Information for International Transfers
Your Information
Payee Information
Transfer Information
Receiving Financial Institution Information
Required Information for Recipients
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.
Step 2. Request FormsStart the transfer by filling out the Domestic or International Wire Transfer Form and providing it to Navy Federal through one of the following methods. Third-party requests greater than $5,000 must be submitted in writing, through a secure message or by visiting a branch. Domestic Transfer Request Form International Transfer Request Form
Send a secure message via online or mobile banking. Once your message is received, we’ll contact you to process the wire.
Send the completed form to Navy Federal Credit Union, Attn: Funds Disbursement Section, 820 Follin Lane SE, Vienna, VA 22180.
Receiving TransfersWire deposits can be made to your savings, checking or Money Market Savings Account, as well as to any loan, credit card, mortgage, Checking Line of Credit or lease account.
What you will need: In order to receive a domestic or international wire transfer, provide the following information to the sending financial institution:
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.
FAQsWhat is a wire transfer?How are exchange rates calculated for sending funds in foreign currency?
Navy Federal partners with our dedicated correspondent bank to provide exchange rates for converting funds. This rate factors the cost of exchanging the funds in addition to the actual exchange rate. Prior to sending funds to be converted, you'll be quoted an exchange rate, as well as the total amount to be received, to which you have the option to agree or decline the quoted rate. Once agreed to, the rate is "locked" in and will be sent according to the agreed upon rate. What are SWIFT, BIC, IBAN and CLABE numbers, and how do I find them?
Society for Worldwide Interbank Financial Telecommunications (SWIFT) and Bank Identifier Codes (BIC) are used to locate and identify financial institutions primarily overseas. An International Bank Account Number (IBAN) is a series of alphanumeric characters that uniquely identifies an account held predominately by banks in Eurozone countries. Clave Bancaria Estandarizada (CLABE) is a standard 18-digit number for bank accounts in Mexico. You can obtain any of these numbers by asking the intended payee for their wiring instructions. How do I cancel a wire?
Call us at 1-888-842-6328 to cancel your transaction. If the wire transaction is still at Navy Federal, we can cancel it with no fees assessed. If your wire has already been processed, we can submit a reversal request to the payee's financial institution and attempt to retrieve the funds. Please note:
Additional information may be required, depending on the country to which you're sending funds. Navy Federal won't send wire transfers to Cuba, Iran, Libya, North Korea, Russia, Sudan, Syria, Yemen or the Crimean, Donetsk and Luhansk regions of Ukraine. USA Patriot Act—important information about opening a new account: Federal law requires that we obtain, verify, and record information that identifies each person who opens an account. Within this application, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity. Does Mission Federal Credit Union do wire transfers?Wire transfer orders are processed Monday through Friday, excluding holidays. Outgoing wire orders received on Saturday will be processed on the following business day. Reserve Bank. If Mission Fed does not receive final settlement, you agree Mission Fed may reverse the credit to your account.
Can I use Zelle with Mission Federal Credit Union?Introducing Zelle — a fast, safe and easy way to send money in minutes¹ to friends, family and others you trust², right from Mission Fed Mobile or Online Banking. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S.
Is Mission Federal only in California?Mission Federal Credit Union, also known as Mission Fed, is the largest locally owned financial institution based in and exclusively serving San Diego County. Mission Fed is federally insured by the National Credit Union Administration and is an Equal Housing Lender.
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Mission Federal Credit Union.. How much can I withdraw from Mission Federal Credit Union ATM?Most accounts are subject to a $5,000 daily maximum.
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