Firstlight federal credit union mobile deposit funds availability

About this app

FEATURES OF FirstLight MOBILE BANKING:
• Review account balances and transactions
• Transfer funds between accounts *When transferring money from your account to a loan payment,
the amount due is showing $0.00. This amount is incorrect, but we are currently working with
Android to display the correct amount. This will be resolved by October 2016
• Pay bills**
• View copies of cleared checks
• Deposit checks
• Locate surcharge-free ATM’s and FirstLight branches

SAFE AND SECURE
FirstLight uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

*Must be enrolled in Online Banking. There is no charge from FirstLight, but messaging and data rates may apply.
**Must have Bill Pay set up previously in Online Banking.

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Location, Contacts, and Device or other IDs

This app may collect these data types

App info and performance and Device or other IDs

Data is encrypted in transit

Ratings and reviews

Just started banking here. So far the app is easy to use, like that. People at the bank are wonderful, very helpful, love that. However, the bank will show amounts totally different than what I can see on the app. They don't seem to be synced together, don't like that...at all. Twice there has been a bounced check charge when my account wasn't overdrawn. And there are some fees I don't quite understand yet but hope to in the near future. I will wait to see how plays out before a better rating.

9 people found this review helpful

Its "just right". Easy, fast access to balances, transactions, transfers, bill pay by checks mailed to names, accounts saved to list, automatic payment setup, notifications for low balance. Even rewards that can be used as cash. Love it!

Excellent! I have been with FirstLight for Thirty Years, through "The Thick and Thin" ... (pandemic included!) FirsrLight has managed to provide "Exceptional Service" even with limited staff! This is why I give "Five Stars!" It's Earned Daily! MSG Leonard, (retired)

1 person found this review helpful

What's new

Support for Android 12 Other general enhancements and bug fixes

What is mobile deposit?

Have a check you need to deposit but can't make it to a branch? No problem. With mobile deposit, you can deposit your checks from your phone anywhere, anytime. You can even make loan payments with mobile deposit. No envelope or deposit slip required, either! Plus, with mobile deposit, we're able to provide you with a greater availability of funds than our ATM machines can.

Benefits

Real-time Deposits

No envelope or deposit slip required. You can conveniently make check deposits 24/7.

Firstlight federal credit union mobile deposit funds availability

Deposit Options

You can deposit into your Regular Savings, Supplemental Savings, Goal Savings, Money Market, HSA Account, Checking Account and make payments to closed-end loans.

24/7 Digital Banking Access

Deposit checks anytime, anywhere.

Firstlight federal credit union mobile deposit funds availability

Common Questions

    You may enroll in one of two ways:
  • In the Mobile App – navigate into an account and click the "deposit check" button.
  • From a desktop computer – log in to online banking, navigate into an account, click the services tab, and click on the mobile deposit tile.

This service is for single party domestic checks payable to the owner(s) of the account. An example would be a check written to you for a wedding, birthday or graduation gift or check(s) you collected because you sold some goods (example school fundraiser or similar). But it's not just limited to personal checks, mobile deposit works for stimulus payments and payroll checks, too.

You may not use this service to deposit foreign checks drawn on a foreign bank; money orders; or checks payable to an individual not on the account.

An appropriate endorsement is considered to have a payee signature on the first line on the back of the check, and the hand written words "For Mobile Deposit Only at Members 1st Federal Credit Union" on the second line directly below the signature. Pre-printed text or pre-printed text with a checkbox is not acceptable.

Call an expert

Open Your Account Today

You can open your account online in just a few minutes. Or if you like, stop by any of our branch locations and we can do it for you.