Best No Foreign Transaction Fee Credit Cards of 2022Best No Foreign Transaction Fee Credit Cards of 2022 Show
by Allie Johnson Edited by Robin Ratcliffupdated Nov 28, 2022 The Chase Sapphire Preferred® Card is the best $0-foreign-transaction-fee credit card, offering top-notch value, robust travel coverage and plenty of perks. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership. Top no-foreign-transaction-fee cards of 2022Top pick Chase Sapphire Preferred® Card Apply Now On Chase's Secure Website Luxury The Platinum Card® from American Express Apply Now See Rates & Fees. Terms Apply. On American Express' Secure Website Dining American Express® Gold Card Apply Now See Rates & Fees. Terms Apply. On American Express' Secure Website Jump to You jet off to Paris, Tokyo or Zanzibar on a dream vacation and pay for everything with your credit card. When you get home, you log in to your account and spot a slew of surprise fees that add up to more than the fancy dinner you splurged on during your trip. Many travelers find themselves in this unfortunate situation after using a credit card with foreign transaction fees on a trip abroad. But is there a credit card with no foreign transaction fee? In fact, there are many credit cards with no foreign transaction fees, so you can pick the right card for you based on your travel style, financial goals and desired card features. Welcome Offer Credit Needed ? {"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.","showIcon":false,"tooltipLabel":"?"} Annual Fee Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.720 - 850$95 Apply Now On Chase's Secure Website One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening660 - 850$0 Apply Now On Capital One's Secure Website Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.660 - 850$695 See Rates & Fees. Apply Now See Rates & Fees. Terms Apply. On American Express' Secure Website Compare all cards View more cards Best overall Cash back Chase Sapphire Preferred® Card Capital One Quicksilver Cash Rewards Credit Card Welcome Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Credit Score Needed ? 720 - 850 660 - 850 Annual Fee $95 $0 Apply Now On Chase's Secure Website Apply Now On Capital One's Secure Website Best travel card with no foreign transaction feeBest overall Chase Sapphire Preferred® CardApply Now On Chase's Secure Website Sign Up Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Annual Fee $95 APR 18.99% - 25.99% Variable Credit Needed ? 720 - 850 Editor's Rating ?
+ see card details Earns transferable pointsPros and cons
Verdict: Great for regular to frequent travelers who don't mind paying a modest annual fee.The Chase Sapphire Preferred® Card is a winner because it comes with $0 foreign transaction fees and offers valuable rewards, loads of flexibility, and a full slate of travel coverage and perks. Its $95 annual fee makes it more affordable than many premium travel credit cards, and its rich rewards-earning structure with multiple bonus categories lets users rack up valuable Chase Ultimate Rewards® points with ease. Best cashback card with no foreign transaction feeCash back Capital One Quicksilver Cash Rewards Credit CardApply Now On Capital One's Secure Website Sign Up Bonus One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Annual Fee $0 APR 17.99% - 27.99% (Variable) Credit Needed ? 660 - 850 Editor's Rating ?
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Verdict: Great for frugal travelers seeking a credit card with no international feesThe Capital One Quicksilver Cash Rewards Credit Card is one of the best cashback credit cards with no foreign transaction fees. The card is perfect for travelers who prefer cash back to points or miles and still want to be able to use their favorite card on trips abroad. The value of the welcome bonus isn't the highest on the market, but the minimum spending required to earn it is also low — only $500, which puts it within reach of travelers on a budget. The card also stands out for its simple earnings structure with no bonus categories to track. You get an unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), and you can redeem your rewards in any amount any time. Best no foreign transaction fee card for luxury travelLuxury The Platinum Card® from American ExpressApply Now See Rates & Fees. Terms Apply. On American Express' Secure Website Welcome Offer Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Annual Fee $695 APR See Pay Over Time APR Credit Needed ? 660 - 850 Editor's Rating ?
+ see card details Earns transferable pointsPros and cons
ValuePenguin's verdict: Best for frequent travelers who like to travel in style and will use the many travel credits and perks offered on the cardThe Platinum Card® from American Express is a fully-loaded card perfect for luxury travelers who want all the benefits that make travel more comfortable and convenient. In addition to no foreign transaction fees, this card has a generous welcome offer, a lucrative rewards rate and the best airport lounge benefit among all travel cards. While it comes with a very high annual fee, the card also offers annual credits worth up to $1,500 that can help cancel out that fee. For rates and fees of The Platinum Card® from American Express, please click here Best no foreign transaction fee card for diningDining American Express® Gold CardApply Now See Rates & Fees. Terms Apply. On American Express' Secure Website Welcome Offer 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Annual Fee $250 APR 19.74%-26.74% Variable Credit Needed ? 660 - 850 Editor's Rating ?
+ see card details Earns transferable pointsPros and cons
ValuePenguin's verdict: Generous earnings on restaurant and U.S. supermarket purchases.The American Express® Gold Card is a great international card for foodies, home cooks and travelers who love to dine out frequently, as well as a top card with no foreign transaction fees. The card offers a top-tier rewards earnings structure for food, including U.S. supermarket purchases and restaurants worldwide. Cardholders also get up to $120 ($10 monthly) toward U.S. Uber rides and eats when they add the card to the Uber app, and up to $120 ($10 monthly) in credits toward select dining purchases (enrollment required). For rates and fees of American Express® Gold Card, please click here Best no foreign transaction fee credit card for simplicitySimple travel card Capital One Venture Rewards Credit CardApply Now On Capital One's Secure Website Sign Up Bonus Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel Annual Fee $95 APR 18.99% - 26.99% (Variable) Credit Needed ? 660 - 850 Editor's Rating ?
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Verdict: Great for cardholders who travel at least a few times a year and don't mind paying a nominal annual fee in exchange for solid valueThe Capital One Venture Rewards Credit Card comes with no foreign transaction fees as well as a straightforward rewards-earning structure, a solid welcome bonus and an array of travel perks. For example, cardholders qualify for a fee credit toward Global Entry or TSA PreCheck membership as well as two free visits to Capital One airport lounges each year. When it comes to flexibility, cardholders can use their miles for travel through Capital One or point transfers with more than 15 airline and hotel transfer partners. Best no foreign transaction fee credit card with a 0% intro APR0% intro APR Capital One SavorOne Cash Rewards Credit CardApply Now On Capital One's Secure Website Sign Up Bonus Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Annual Fee $0 APR 17.99% - 27.99% (Variable) Credit Needed ? 660 - 850 Editor's Rating ?
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Verdict: A good option to finance your next vacationOn top of no foreign transaction fees, the Capital One SavorOne Cash Rewards Credit Card boasts a juicy rewards earnings structure focused on food and entertainment. It also features an APR of 0% intro on purchases for 15 months, followed by an APR of 17.99% - 27.99% (Variable) — this could make a great option for financing your next trip at 0%. Best business credit card with no foreign transaction feeBusiness Ink Business Preferred® Credit CardApply Now On Chase's Secure Website Sign Up Bonus Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. Annual Fee $95 APR 18.99% - 23.99% Variable Credit Needed ? 720 - 850 Editor's Rating ?
+ see card details Earns transferable pointsPros and cons
Verdict: Great business travel benefits for a modest annual feeThe Chase Business Ink Business Preferred® Credit Card is a good choice for small business owners who travel internationally. The card earns Chase Ultimate Rewards®, which can be used for gift cards, merchandise, statement credits, travel through Chase, or even 1:1 transfers to the brand's airline and hotel partners. This business credit card also comes with decent travel and purchase coverage that can provide an extra layer of protection when you travel. Best credit card with no foreign transaction fee and no annual feeNo annual fee Bank of America® Travel Rewards credit cardNot available on ValuePenguin Sign Up Bonus 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening Annual Fee $0 APR See Terms Credit Needed ? 660 - 850 Editor's Rating ?
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Verdict: Solid rewards and travel perks for no annual feeThe Bank of America® Travel Rewards credit card is one of the best credit cards with no foreign transaction fees and $0 annual fee. In addition to a generous welcome offer, cardholders earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. An intro APR for purchases is another added bonus, and it can be used to help cardholders save money on interest while they pay down large purchases or other spending for well over a year. Best credit card for students with no foreign transaction feesStudents Bank of America® Travel Rewards Credit Card for StudentsNot available on ValuePenguin Sign Up Bonus 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases Annual Fee $0 APR See Terms Credit Needed ? 660 - 850
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Verdict: One of the best travel cards for studentsThe Bank of America® Travel Rewards Credit Card for Students is one of the best credit cards for students with no foreign transaction fee, due to its generous rewards rate and sign-up bonus with $0 annual fee. The card is very similar to the Bank of America® Travel Rewards credit card, but aimed toward students who have thin or no credit files and are building credit. An intro APR for purchases and eligible balance transfers makes this offer even more attractive for students who are trying to keep costs down while building credit history. Best no foreign transaction fee card for poor creditPoor credit Capital One Platinum Secured Credit CardApply Now On Capital One's Secure Website Sign Up Bonus No bonus Annual Fee $0 APR 28.49% (Variable) Credit Needed ? 0 - 600 Editor's Rating ?
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Verdict: An affordable option for building creditThe Capital One Platinum Secured Credit Card is a good choice for cardholders who are building or rebuilding credit and want a card with no foreign transaction fees. This card lets you get started building credit with a minimum security deposit as low as $49, and there's $0 annual fee to boot. You can even see if you're pre-approved on the Capital One website with no impact to your credit score. What is a foreign transaction fee?A foreign transaction fee is a charge of 1% to 3% of the cost that some credit cards tack on to purchases made outside of the United States. Many credit cards charge a foreign transaction fee on any purchase that is either:
A foreign transaction fee usually is reflected on your statement as a single fee for each transaction. But it's actually split into two parts:
Some travel credit cards do not charge foreign transaction fees, meaning they don't charge you a fee and may even cover that 1% fee charged by the networks so you pay zero foreign transaction fees. If you're planning any international trips, it's a good idea to have a card that doesn't charge foreign transaction fees in your wallet. Currency conversion vs. foreign transaction feesWhat is currency conversion, and is it different from a foreign transaction fee? A currency conversion happens when a bank or merchant converts the total of your purchase from local currency to U.S. dollars. The cost to have your card company make the conversion is generally included as part of the foreign transaction fee (see above) charged by the card network. When you're traveling outside the United States, a merchant may ask if you want your purchase charged in U.S. dollars. This seems like a helpful offer, but you should generally say no. This process, known as dynamic currency conversion, usually comes with a bad exchange rate, which will probably cost you more than letting your credit card company make the conversion. Worse, if you say yes, you might still pay a foreign transaction fee if your card charges these fees. {"backgroundColor":"butter","content":"\u003C\/p\u003E\n\n\u003Ch3\u003ECurrency conversion vs. foreign transaction fees\u003C\/h3\u003E\n\n\u003Cp\u003EWhat is currency conversion, and is it different from a foreign transaction fee? A currency conversion happens when a bank or merchant converts the total of your purchase from local currency to U.S. dollars. The cost to have your card company make the conversion is generally included as part of the foreign transaction fee (see above) charged by the card network.\u003C\/p\u003E\n\n\u003Cp\u003EWhen you're traveling outside the United States, a merchant may ask if you want your purchase charged in U.S. dollars. This seems like a helpful offer, but you should generally say no. This process, known as \u003Cstrong\u003Edynamic currency conversion\u003C\/strong\u003E, usually comes with a bad exchange rate, which will probably cost you more than letting your credit card company make the conversion. Worse, if you say yes, you might still pay a foreign transaction fee if your card charges these fees.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"} How much are foreign transaction fees?Of all cards we surveyed, 3% is the most common foreign transaction fee charged. That means that when you make purchases with your card outside the United States using a card that charges a foreign transaction fee, you could add 3% to the cost of your trip. Let's say you spend 10 days in Europe and spend $5,000 on hotel stays, restaurants, tours and incidentals like bottled water and snacks during your trip. If your card charges a 3% foreign transaction fee on every purchase, that will add $150 to the cost of your trip. Here's a chart of typical foreign transaction fees on popular credit cards: Issuer Typical foreign transaction fee American Express2.70%Bank of America3%Barclays3%Show All Rows How to avoid foreign transaction feesWith a little planning ahead, it's easy to avoid foreign transaction fees by choosing the right credit card. Make sure to read the fine print to verify that the card does not charge foreign transaction fees. Try to shop around and apply for a no-foreign-transaction-fee card a few months before you travel. Then make sure to use only that card while you're out of the country. If you really want to avoid these pesky fees, it's a good idea to have a backup card of a different type just in case your card gets lost or stolen or isn't accepted at a certain merchant. For example, if your main card is a Visa it might also be a good idea to have a Mastercard that doesn't charge foreign transaction fees. Check to see which card networks are most commonly accepted where you're traveling. No foreign transaction fee credit cards (samples) American Express Bank of America Barclays Capital One Chase Citibank U.S. Bank
American Express
Bank of America
Barclays
Capital One All Cards, including:
Chase
Citibank
U.S. Bank
*Unlike most credit cards, the The Platinum Card® from American Express, American Express® Gold Card and American Express® Green Card allow you to carry a balance for some purchases, but not all. How to choose the best no foreign transaction fee credit cardThe best credit cards for international travel all have one thing in common: no foreign transaction fees. But simply not charging foreign transaction fees is not reason enough to pick a card. There are enough credit cards that don't charge international fees that you can make your pick based on your financial goals, the types of travel you enjoy and the benefits you seek. Here are other factors to take into account when choosing the best no foreign transaction fee credit card for you: RewardsA rewards card can help you score points, miles or cash back for a free vacation. Consider these factors when choosing a rewards card:
The rewards structure will determine how much you can earn and how quickly you can rack up enough cash, points or miles to pay for your next trip. Annual feeMany travel cards charge an annual fee, but you can find no-annual-fee cards that also don't charge foreign transaction fees. There's usually a tradeoff: Cards with no annual fee tend to have fewer benefits but may be ideal for infrequent travelers. Cards with annual fees tend to be loaded with more benefits, so frequent travelers may find they get much more value from the perks than what they pay to hold the card each year. AcceptanceIt's important to think about where you plan to travel and which cards are accepted there. Depending on the part of the world, you could find that your Amex, Mastercard or Visa isn't accepted at most businesses. If you don't have a backup, this could force you to pull out a different card that charges a foreign transaction fee, costing you hundreds of dollars. So consider acceptance and get a backup no foreign transaction fee card if possible. Travel insuranceThe right card with travel insurance could save you hundreds or thousands of dollars by offering coverage for common travel debacles like trips canceled at the last minute because you got sick or bags that get lost or delayed, forcing you to go out and buy new clothes and toiletries for your trip. Getting a card that includes at least basic travel coverage may be worthwhile for all travelers. Other travel perksDoes the card offer free checked bags, priority boarding and other travel benefits? This may make your trip a little more comfortable and save you a considerable amount of money on baggage fees. Think about which travel perks you'll use, and try to get a card that offers these benefits. As an alternative, you could buy your plane tickets on a card that offers these perks and then use a different foreign-transaction-fee-free card when you reach your destination. Chip and Pin cardsDepending on where you plan to travel, you may want to look for a card that uses chip-and-PIN technology. Some countries use chip-and-PIN infrastructure, meaning that you may be required to enter a PIN at the point of sale for some purchases, like you would with a debit card, rather than signing a receipt. (Some merchants may still ask you to sign a receipt instead.) The United States is using a chip and signature infrastructure, so check your travel destination to make sure your chosen U.S. card will work. So, now you're ready to choose an international credit card. Start by checking out our list of credit cards that don't charge foreign transaction fees. If you don't see one that suits you, check out some cards from other banks. For example, one U.S. bank credit card with no foreign transaction fees is the U.S. Bank Altitude® Go Visa Signature® Card. If you're more of a credit union person, you can also find credit union credit cards with no foreign transaction fee. For example, you may want to consider the PenFed Pathfinder Rewards American Express Card from PenFed Credit Union, which is known for stellar customer service. Do credit cards offer good exchange rates?Credit cards generally offer favorable exchange rates, as you can see in the chart below. It's much better to allow your credit card to convert your purchase to U.S. dollars rather than taking up an offer from a merchant who might offer a much worse exchange rate. Company EUR-to-USD exchange rate* Markup Third-party website1.173N/AMastercard1.1750.17%Visa1.1750.17%Tips for using a credit card for foreign travelWant to know how to use a credit card abroad without getting blindsided by sneaky international fees? Here are five tips for using credit cards abroad:
Follow these tips for using a credit card for foreign travel, and you should be able to avoid getting hit with surprise international fees after your next trip abroad. No foreign transaction fee credit card FAQsWhich credit card is best for international transactions? Our top pick for the best credit card for international transactions is the Chase Sapphire Preferred® Card. This card charges $0 foreign transaction fees, has a generous rewards-earning structure and offers a full slate of travel insurance coverage. It does charge an annual fee, but the welcome bonus and benefits more than make up for the cost. Which banks have no foreign transaction fees? Most banks charge foreign transaction fees on at least some of their credit cards. Chase is a good example: the Chase Sapphire Preferred® Card charges $0 foreign transaction fees while the Chase Freedom cards do have international transaction fees. The Chase Freedom foreign transaction fee is 3%. However, there are some banks that have no foreign transaction fees on any credit cards, such as Capital One and Discover. Does American Express charge foreign transaction fees? American Express charges foreign transaction fee of up to 2.7% on some of its cards. Amex does offer cards with no foreign transaction fees, including the The Platinum Card® from American Express, American Express® Gold Card and American Express® Green Card. Does Capital One charge foreign transaction fees? Capital One does not charge foreign transaction fees on any of its cards. If you want to make a purchase abroad without paying a foreign transaction fee and you have a Capital One card in your wallet, you're in luck. Does Citi® Double Cash Card – 18 month BT offer have foreign transaction fees? Yes, the Citi® Double Cash Card – 18 month BT offer does have foreign transaction fees. Citi® Double Cash Card – 18 month BT offer charges a foreign transaction fee on purchases made in a foreign currency. The fee is 3% of the purchase amount total after conversion to U.S. dollars. But there are other Citi cards with no foreign transaction fees. Does Discover have foreign transaction fees? Discover does not charge any foreign transaction fees. That means no Discover it cards have foreign transaction fees, including the cash back and student cards. You may want to use this Discover international acceptance checker to check to see if the card is accepted at your destination. And if you use a Discover card as your primary card, you may want to carry a Visa or Mastercard credit card with no foreign transaction fees as a backup. Why do banks charge foreign transaction fees? Banks charge processing fees and other fees in order to make money from merchants and cardholders. Foreign transaction fees and other fees such as annual fees, late fees and over-limit fees allow the bank to make a profit. As a customer, it's smart to look at your own card use patterns and check the fees that a card issuer charges before you open and use a card. Are foreign transaction fees tax deductible? Foreign transaction fees are tax-deductible in some cases. Talk to your accountant or tax preparer, but generally, foreign transaction fees are tax-deductible when they're charged as part of a business expense. Do debit cards have foreign transaction fees? Some debit cards charge a foreign transaction fee. Check the fine print on your debit card agreement to see if yours charges a foreign transaction fee for purchases. Many banks also charge international ATM fees for cash withdrawals in a foreign country. MethodologyTo make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin, as well as cards on major issuer sites, to compile a list of the best no foreign transaction fee credit cards available right now. Our recommendations are based on the additional value you can earn with these cards. We primarily considered rewards value, the cost of ownership and the value of benefits like travel and purchase protections, lounge membership and airline companion passes. For rates and fees of The Platinum Card® from American Express, please click here For rates and fees of American Express® Gold Card, please click here For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here For rates and fees of Marriott Bonvoy Brilliant® American Express® Card, please click here The information related to Bank of America® Travel Rewards credit card, Bank of America® Travel Rewards Credit Card for Students, Bank of America® Premium Rewards® credit card, Alaska Airlines Visa Signature® credit card, Hawaiian Airlines® Business MasterCard®, AAdvantage® Aviator® Red World Elite Mastercard®, AAdvantage® Aviator™ Silver World Elite Mastercard®, JetBlue Card, Capital One Savor Cash Rewards Credit Card, British Airways Visa Signature® Card, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Expedia® Rewards Voyager Card from Citi, PenFed Pathfinder Rewards American Express Card, CitiBusiness®/ AAdvantage® Platinum Select® Mastercard®, American Express® Green Card, Hilton Honors Aspire Card from American Express, Hilton Honors American Express Surpass® Card, Bank of America® Travel Rewards Credit Card for Students, Hawaiian Airlines® Business MasterCard®, Capital One Spark Cash Select - $500 Cash Bonus, Expedia® Rewards Voyager Card from Citi, CitiBusiness®/ AAdvantage® Platinum Select® Mastercard®, U.S. Bank Altitude Reserve, U.S. Bank Altitude® Go Visa Signature® Card and PenFed Pathfinder Rewards American Express Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply to American Express credit card offers. See americanexpress.com for more information. These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace. How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). What card has no foreign transaction fee?Best No Foreign Transaction Fee Credit Cards. Capital One Quicksilver Cash Rewards Credit Card: Best for cash back on international purchases.. Bank of America® Travel Rewards credit card : Best for no annual fee.. Chase Sapphire Preferred® Card: Best for redemption flexibility.. What credit card does not charge an annual fee?Best No Annual Fee Credit Cards for November 2022:
Capital One Quicksilver Cash Rewards Credit Card: Best overall cash back card with no annual fee. Chase Freedom Unlimited®: Best rewards card with no annual fee. U.S. Bank Cash+® Visa Signature® Card: Best for bonus category options.
Does Capital One have no foreign transaction fees?Not all card issuers charge foreign transaction fees. Capital One's U.S.-issued credit cards, for example, don't charge fees for foreign currency transactions.
Does AAA credit card have foreign transaction fees?3% cash back on travel, restaurants, grocery store, and purchases at AAA. 1% cash back on all other purchases. No annual fee and no foreign transaction fee.
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