Bank of America is best for customers who want a reliable digital banking experience, the option to visit a branch location and a full array of savings products and other financial services. Especially if having all your accounts under one institutional umbrella is a priority, Bank of America could be a good fit. Show
Savings account reviewBank of America's flagship Advantage Savings account is a basic, straightforward savings account that is very much not a high-yield savings account. Like some other large, national institutions, Bank of America offers an extremely low APY -- even if you qualify for the bank's Preferred Status, which is based on maintaining a minimum balance threshold. Savings account featuresAPY0.01% to 0.04% depending on your Preferred Rewards statusMinimum opening balance$100$100Minimum daily balance$500$500Monthly maintenance fee*$8 *Bank of America will waive monthly fees if certain criteria are met. Note: APYs shown are as of Dec. 9, 2022. CNET's editorial team updates this information regularly. APYs may have changed since they were last updated and may vary by region for some products. What we like
What we don't like
Checking account reviewBank of America has three different types of checking account options. Most customers will qualify for the Advantage Plus account. The SafeBalance account is for students and younger customers and the Advantage Relationship account is for high-income earners who will maintain a large balance. Checking account features
*Bank of America will waive monthly fees if certain criteria are met. Note: \APYs, shown are as of Dec. 9, 2022. CNET's editorial team updates this information regularly. APYs may have changed since they were last updated and may vary by region for some products. What we like
What we don't like
CD account reviewBank of America offers two types of CDs, each with its own terms and conditions. CD account features
Note: APYs, shown are as of Dec. 9, 2022. CNET's editorial team updates this information regularly. APYs may have changed since they were last updated and may vary by region for some products. What we like
What we don't like
Banking experienceBank of America is one of the largest banks in the country, with thousands of ATMs and branches located across the country. You can open up most accounts online or at a local branch. Customer serviceYou can call Bank of America at 800-432-1000. Representatives are available during the following times:
If you log on to the company's website, you can use the live chat feature to chat with a representative any time, including outside of branch business hours. What ATMs can I use if I bank with Bank of America?You can use your Bank of America debit card or ATM card anywhere you see the CIRRUS symbol. In addition to CIRRUS, you can use ATMs with the Mastercard or Visa symbols. The symbol on the front of your card will indicate if your card is Mastercard or Visa.
What ATMs can I use with Bank of America for free?You can access your accounts at thousands of automated teller machines (ATMs), all of which are audio ATMs. As a Bank of America account holder, you don't incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo.
Can you deposit money at an ATM that isn't your bank?There's no universal rule on ATM cash deposits—it's at the discretion of the bank or credit union. But many financial institutions allow cash deposits at ATMs within their networks. You may know that most banks have ATM withdrawal limits.
Are there any Bank of America in Gulfport Mississippi?Bank of America, 302 Courthouse Rd, Ste G, Gulfport, MS, Banks - MapQuest.
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