Knowing your Bank of America, Member FDIC, routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.
Bank of America Routing Numbers by State
Consult this chart for every routing number Bank of America offers — in every state — so you can find your routing number right away.
StateRouting NumberAlabama051000017Alaska051000018Arizona122101706Arkansas082000073California121000358Colorado123103716Connecticut011900254Delaware031202084Florida, East063100277Florida, West063100277Georgia061000052Hawaii051000017Idaho123103716Illinois, South081904808Illinois, North071000505Illinois, Chicago Metro081904808Indiana071214579Iowa073000176Kansas101100045Kentucky051000017Louisiana051000017Maine011200365Maryland052001633Massachusetts011000138Michigan072000805Minnesota071214579Mississippi051000017Missouri East/St. Louis081000032Missouri West/Kansas City081000032Montana051000017Nebraska051000017Nevada122400724New Hampshire011400495New Jersey021200339New Mexico107000327New York021000322North Carolina053000196North Dakota051000017Ohio071214579Oklahoma103000017Oregon323070380Pennsylvania031202084Rhode Island011500010South Carolina053904483South Dakota051000017Tennessee064000020Texas, North111000025Texas, South111000025Utah123103716Vermont051000017Virginia051000017Washington125000024Washington, D.C.054001204West Virginia051000017Wisconsin051000017Wyoming051000017A Better Way to Bank
What Is a Routing Number?
A bank routing number is assigned by the American Bankers Association and consists of nine digits that identify a financial institution in a transaction.
The first four numbers are Federal Reserve identifiers. The first two of those indicate in which of the 12 Federal Reserve Bank districts a bank is located, and the next two show which Federal Reserve check-processing center is assigned to your bank.
The next four numbers identify your banking institution, as banks are assigned identifying numbers much like checking accounts. The last number is a check digit, which is calculated from the first eight digits.
How To Find Your Routing Number
If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Bank of America any time at 800-432-1000 to find the routing number for your account.
If you are at all confused about which number to use, you should consider calling Bank of America because using the right number could mean the difference between your money going into the right or wrong account.
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How To Find Your Routing Number on a Check
If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your Bank of America routing number.
Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.
How Is Your Bank Routing Number Used?
If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:
- Making online or phone payments
- Setting up automatic bill payments
- Processing checks
- Transferring money
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Different Numbers for International Wire Transfers
A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction.
If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.
Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:
Bank of America Wire Transfer NumbersDomestic Wire Transfer26009593International Wire Transfer26009593SWIFT Code — Incoming Wires in U.S. DollarsBOFAUS3NSWIFT Code — Incoming Wires in Foreign CurrenciesBOFAUS6SClick through to read about the best banks of 2022 — and find out if yours is on the list.
Information is accurate as of Oct. 27, 2022.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
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By Cynthia Measom
October 27, 2022Related Articles
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About the Author
Cynthia Measom
Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. Her articles have been featured in MSN, AOL, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English.