Bookkeepers View Only Access
When you are using a bookkeeper, a big-time save for you is to give them access to your bank account. We are all about protecting your ass and assets here at Buck Stops Here Accounting and we would never recommend setting up a system with potential fraud opportunities for someone.
There are banks that give very easy access to bookkeepers called VIEW ONLY ACCESS. The value in this is your bookkeeper and accountant can view your checking or credit card statements and transactions. Why would they need to do that? To look up checks and deposit pictures, and reconcile your accounts and see statements every month without having to ask you. They get their own user name and password.
They CAN NOT DO ANYTHING ELSE BESIDES VIEW STATEMENTS and checks.
Never: Give your bookkeeper or an accountant signature authority.
Never: Give your bookkeeper your user name and password.
Any bank that does not give this easy view only option for accountants and bookkeepers is inviting fraud because the temptation is for some people to give the two aforementioned options a way to save time.
Here are is the running list of banks that have the best View Only Access Log-Ins for Bookkeepers. Also, we have provided instructions on how to set it up. As it stands in December of 2019, from what I have seen, Wells Fargo and Chase have the best system for this. We will add more accounts as we go.
(Make sure you enroll in paperless, so statements are PDF too).
If a bank charges you to
- Sync your bank with Quickbooks
- View check images
- Get online PDF statements
Immediately fire the bank and take all of your money to another. Get a sign up bonus at another. You are not in a position to have to beg here.
Table of Contents
Banks
- Chase
- Wells Fargo
- US Bank
- Bank of America
- Paypal
- Citibank
Credit Cards
- American Express
Banks
1. Chase
- Navigate and log into www.chase.com
- Click on Account Management
- Click on Access & Security Manager
- Click the Blue – Add User Button
- Enter in the code from the 2 step verification process.
- Select the Accounts you want to give View-Only access to.
- Let your bookkeeper know what their user name is.
2. Wells Fargo
- Sign in at wellsfargo.com
- In the top right is a WELCOME tab click on that arrow.
- Click on MANAGE ACCESSàAccount Access Manager
- Click on the GUEST USERS tab.
- Click the Blue Button: ADD NEW USER
- Fill out the info and give your bookkeeper a user name
- Pick which accounts your bookkeeper needs to see and on the drop-down -> View Only
- Hit submit and finish out the process.
- Tell your, bookkeeper, what their user name and password is.
Credit Cards
American Express
- Navigate to AmericanExpress.com
2. Account Services
3. Add or Remove Account Managers
4. Add Account Managers
5. Make sure limited access is used View Only.
If you want more help Contact Us.
- Log In From a Computer
- Log In From a Phone or Tablet
- Retrieving Login Information
- Statement Information
- Customer Service
bombuscreative / Getty Images/iStockphoto
With over 31 million active mobile users and 39 million active accounts, it’s no wonder Bank of America offers user-friendly online and mobile banking for customers. To securely access your Bank of America account, follow these easy steps to set up and log in to your bank account online.
How To Log In to Your Bank of America Account From a Computer
It’s simple and convenient for online users to access their accounts using their Bank of America online banking login from anywhere on the website.
- Go to the Bank of America home page.
- Enter your online ID and passcode.
- Click “Sign In.”
If you decide to access your online account while browsing the Bank of America website, look for “Sign In” at the top right of any page. For example, if you’re researching home mortgage loans and want to log in to your account to request mortgage information, follow these easy steps:
- Click “Sign In” at the top right corner.
- Select the current state you live in on the drop-down button.
- Click “Go.”
- Enter your online ID and passcode.
- Click “Sign In.”
Online banking services offer customers access to their accounts 24/7. With Bank of America’s mobile or online banking services, customers can do the following:
- Deposit checks
- Transfer money between accounts
- Pay bills
- Order checks
- Track spending and budgeting
- Change address
- Replace cards
- Set up custom alerts
- Set a travel notice
For the full list of mobile banking and online banking features, visit Bank of America’s online banking home page.
Related: Here’s Your Bank of America Routing Number
How To Log In to Your Bank of America Account From a Mobile Phone or Tablet
The Bank of America mobile banking app is free and available for users of iPad, iPhone, Android and Windows 10 devices.
- Download the Bank of America app from Google Play or the App Store.
- Open the app.
- Enter your online ID and passcode.
- Click “Sign In.”
Bank of America makes it simple for customers to access their checking accounts, savings accounts and other financial needs on the mobile app.
Learn: How To Open a Bank of America Checking Account
How To Retrieve a Forgotten Username or Password
If you forgot your username or password, you can retrieve either one by following these simple instructions:
- Bank of America will prompt you to its “Forgot Online ID and Passcode” page.
- Enter the last six digits of your card or account number into the blank space provided.
- Enter your Social Security number or Tax ID Number.
- If you do not have a Social Security or Tax ID number, you will be prompted to a new page.
- Enter your checking or savings account number in the blank space provided.
- Then, enter the last six digits of your ATM or debit card.
- Lastly, enter your PIN number.
How To View Your Bank of America Statement Information
Credit card, checking and savings statements become available in mobile and online banking on approximately the same date each month, which depends on your statement closing date. You can also view your statement by viewing check images online. You can view, print and download statements from the past 36 months.
These statements can be viewed electronically or mailed directly to you. When you log in to your online banking account, you can choose to go paperless now, where you will only receive emails when a new statement is available to view. When you log in, select “Profile Settings,” then “Paperless Settings.” There’s no fee to go paperless, and it’s environmentally friendly.
Related: Ways To Avoid Bank of America’s Monthly Maintenance Fees
How To Contact Bank of America If You Have Trouble With Your Account
Bank of America offers a variety of financial products and services. If you have questions or concerns regarding any of your Bank of America accounts, please contact:
- Bank of America customer service: 800-432-1000
- Outside the U.S.: 1-315-724-4022
- Spanish: 800-688-6086
- For individuals who are deaf or hard of hearing: 800-288-4408
Online representatives are available Monday through Friday, 8 a.m. to 9 p.m. ET. On weekends, customer service is available from 8 a.m. to 8 p.m. on Saturday and 8 a.m. to 5 p.m. on Sunday. The customer service lines for U.S. and international callers are open until 11 p.m. on weekdays and 8 p.m. on weekends; the line for deaf or hard of hearing individuals is open until midnight on weekdays and 8 p.m. on weekends.
What Are the Benefits of Online Banking?
Many customers love the flexibility and convenience of online banking, especially with features like online bill payment, requesting a new card or any other bank transaction without the inconvenience of driving to a physical branch to do so.
With Bank of America, customers have the added benefit of creating custom alerts and tracking their balance from their phone. You can also add a digital wallet and chat with Erica, your virtual financial assistant.
More on Bank of America
- Bank of America Review: Is It the Right Bank for You?
- Newest Bank of America Promotions: Best Offers, Coupons and Bonuses
- Bank of America Routing Number: Locate Your Number
- How to Open a Bank of America Checking Account
- How To Avoid Bank of America’s Monthly Maintenance Fees
- How To Avoid Bank of America Overdraft Fees
- Bank of America Interest Rates: How To Get the Best Rates
- What Is the Bank of America Cashier’s Check Fee?
- How to Set Up Bank of America Direct Deposit
- What Are Bank of America’s Hours?
- Bank of America SWIFT Code (BIC) Your Guide
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Alexandria Bova contributed to the reporting for this article.
Information is accurate as of Sept. 20, 2022.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.