How to connect bank account to zelle

You can send, receive, or request2 money with Zelle. To get started, make sure you are enrolled in United Bank’s mobile banking app, Bank With United in the Apple App Store or Google Play. If you’re already enrolled, select the “+” symbol, then select “Zelle” to get started.

To send money using Zelle, simply select your recipient from your mobile device’s contacts (or add your recipient’s email address or U.S. mobile number), add the amount you’d like to send, review, then hit “confirm.” In most cases, the money is available in minutes1 .

When someone sends you money using Zelle, you will be notified via email or text message that you have received a payment.

To request money using Zelle, select the person that you are requesting a payment from and confirm that the email address or mobile phone number is accurate. You can then enter the amount you are requesting and confirm the request2 .

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Follow these easy steps

Enrolling your eligible U.S.-based checking or savings account is quick and convenient. You can do it right in Wells Fargo Online® or the Wells Fargo Mobile® app.

1. Sign on and select Transfer & Pay.
2. Go to Send Money with Zelle® and view the Welcome note.
3. Read and accept the Zelle® Transfer Service Addendum.
4. Enroll an email address or U.S. mobile number, and select the account where you want money to be deposited.

You're ready to use Zelle®.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Sending money is fast and convenient. It’s already part of your Wells Fargo Mobile app.

1. Sign on and select Transfer & Pay.
2. Go to Send Money with Zelle®.
3. Select a recipient from your list or add a new recipient. Then choose a From Account, and enter the amount.
4. Select Review and confirm that the email address or trusted U.S mobile number and name are correct.
5. Select Send.

To receive money, you’ll need to enroll your own email address or U.S. mobile number and choose an eligible Wells Fargo savings or checking account where you want the money deposited.

1. Sign on and select Transfer & Pay.
2. From the Zelle® screen, select Receive Settings or Settings.
3. From the Settings screen, choose the U.S.-based account where you want money to be deposited, then select Register beside the email address or U.S. mobile number you want to use, or both.
4. Let the sender know you accept payment with Zelle®. They'll need your U.S. mobile phone number or email address to send.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Requesting money using a smartphone through the Wells Fargo Mobile app is fast and convenient. Note: Make sure your email address or U.S. mobile phone number is enrolled with Zelle® through your Wells Fargo Online account.

1. Sign on and tap Zelle® in the bottom bar.
2. Then select Request.
3. Select from your list of recipients or " + " to add a new one.
4. Enter the amount you're requesting, double-check it to make sure it’s correct, then select Send.

Additional questions about requesting money? Find detailed answers in our Zelle® FAQs.

Support urgent humanitarian needs

Donating money to the American Red Cross with Zelle® is quick and easy. 100% of your donation goes directly to them.

Find out how to donate with Zelle®

Does Zelle have to be linked to a bank account?

Do all bank accounts work with Zelle?

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